9-11 Mill St, Hardwick, MA 01037 Property Records

Worcester County and Hardwick Town property record for 9-11 Mill St, Hardwick, MA 01037

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,432 sqft · built 1880
Lot Size	0.502 acres (21,867 sqft)
Owner	2 Individual Names on File
Last Sale	$249,899 (Dec 2022)
Tax Bill	$3,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more
APN	`1470-00190`

Property Details

APN / Parcel Number

Primary APN	`1470-00190`
Alternative APNs	`HARD M:1470 B:0000 L:0019-0` `M:1470 B:0000 L:0019=0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,432 sqft Living Area
Gross Area	4,955 sqft
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Duplex Single
Exterior Material	Shingles
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,867 sqft (0.502 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	1470-00190
Street Address	9-11 MILL ST
City	HARDWICK
State	MA
Zip	01037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	V
Legal Lot Number	19-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	1
Census Block	1064
Census Tract	723100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gilbertville Historic District listed 1991 · 132 contributing resources · NRIS 91001848

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 175, WHEELWRIGHT, MA 01094-0175
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 2, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NATIONSTAR MORTGAGE LLC
Dec 2, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 2, 2022 · Amount on Record
Deed Sale	Dec 2, 2022 · Amount on Record
Prior Sale	Dec 18, 2009 · Amount on Record
Deed Document Number	2022128236
Deed Book / Page	68559 / 33
Prior Transfer Date	Nov 16, 2022
Prior Transfer Doc	0068559-58
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Recording Date	Jul 15, 2026
Property Address	9-11 MILL ST, HARDWICK, MA 01037
Document Number	0000059552
Book / Page	73879 / 351
Instrument Date	Jul 8, 2026
Instrument	202659552
Transaction Type	Mortgage
Record Updated	Aug 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059552,
Date	Jul 15, 2026
Book Page	73879/351
Instrument	202659552

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 2, 2022
Property Address	9-11 MILL ST, HARDWICK, MA 01037
Document Number	0068559-33
Book / Page	68559 / 33
Instrument Date	Dec 2, 2022
Instrument	128236
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9-11 MILL ST, HARDWICK, MA 01037

Mortgage

Document Number	0000128237
Date	Dec 2, 2022
Instrument	128237

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARDWICK MA
Recording Date	Dec 2, 2022
Property Address	9-11 MILL ST, HARDWICK, MA 01037
Document Number	0068559-58
Book / Page	68559 / 58
Instrument Date	Nov 16, 2022
Instrument	128239
Transaction Type	Transfer
Record Updated	Dec 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9-11 MILL ST, HARDWICK, MA

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,044.00 (+4.18%)	$231,500 (-) Land $43,700 Building $187,800
2024	$2,922.00 (+58.03%)	$231,500 (+66.55%) Land $43,700 Building $187,800
2023	$1,849.00	$139,000 Land $41,700 Building $97,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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