8S511 Bell Dr, Naperville, IL 60565 Property Records

DuPage County property record for 8S511 Bell Dr, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,825 sqft · built 1943
Lot Size	1.33 acres (58,370 sqft)
Owner	2 Individual Names on File
Last Sale	$596,500 (Apr 2015)
Tax Bill	$13,401 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-29-303-019`

Property Details

APN / Parcel Number

Primary APN	`08-29-303-019`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,825 sqft Living Area
Gross Area	4,623 sqft
1st Floor Area	2,038 sqft
2nd Floor Area	1,328 sqft
Basement Area	1,257 sqft
Finished Basement	459 sqft
Unfinished Basement	798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	58,370 sqft
Garage Area	1,560 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	8S511 BELL DR
City	NAPERVILLE
State	IL
Zip	60565-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	A T MC INTOSH & COS RIVER GROVE SUB /EX S 110 FT LYG W OF E 110 FT & EX S 35 FT E 110 FT/
Legal Subdivision	A T MC INTOSH & COS RIVER GROVE SUB
Legal Block	3
Legal Lot Number	4
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	3
Census Block	3005
Census Tract	846203

Owner

8S511 Bell Dr is owned and occupied by two individuals who bought it in April 2015.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8S511 BELL DR, NAPERVILLE, IL 60565-1541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2015 · Amount on File
Deed Sale	Apr 6, 2015 · Amount on File
Prior Sale	Apr 8, 1997 · Amount on File
Deed Document Number	201534790
Prior Transfer Date	Apr 5, 1998
Prior Transfer Doc	0000066084
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Jun 22, 2026
Property Address	8S511 BELL DR, NAPERVILLE, IL 60565-1541
Document Number	0000041538
Instrument Date	Jun 13, 2026
Instrument	202641538
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8S511 BELL DR, NAPERVILLE, IL 60565-1541

Mortgage

Document Number	0000041538,
Date	Jun 22, 2026
Instrument	202641538

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2041

Interest

Rate	5.71%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	8S511 BELL DR, NAPERVILLE, IL 60565-1541
Document Number	0000015787
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8S511 BELL DR NAPERVILLE IL 605651541, NAPERVILLE, IL 60565-1541

Mortgage

Document Number	0000015787
Date	Jan 29, 2021
Instrument	15787

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

Interest

Rate	1.99%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	8S511 BELL DR, NAPERVILLE, IL 60565-1541
Document Number	0000088909
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8S511 BELL DR NAPERVILLE IL 605651541, NAPERVILLE, IL 60565-1541

Mortgage

Document Number	0000088909
Date	Oct 3, 2019
Instrument	88909

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2049

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 8S511 Bell Dr was $13,401 with a homeowner's exemption, up 3.8% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,401.00 (+3.78%) Homeowner's exemption	$249,024 (+8.53%) Land $110,129 Building $138,895	$747,072 (+8.53%) Land $330,387 Building $416,685
2024	$12,913.00	$229,451 Land $101,473 Building $127,978	$688,353 Land $304,419 Building $383,934
2022	$11,875.00 Homeowner's exemption	$199,440 Land $88,200 Building $111,240	$598,320 Land $264,600 Building $333,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8S511 Bell Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2014)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Feb 2014 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8S511 Bell Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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