8N860 Hopps Rd, Elgin, IL 60124 Property Records

Kane County property record for 8N860 Hopps Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,956 sqft · built 1978
Lot Size1.22 acres (53,391 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Aug 2018)
Tax Bill$10,396 (2025)
Deeds & MortgagesMar 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-31-101-002

Property Details

APN / Parcel Number

Primary APN06-31-101-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,956 sqft Living Area
Gross Area3,912 sqft
1st Floor Area1,956 sqft
Basement Area1,956 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeFrame
Lot Area53,391 sqft
Garage TypeAttached
Parking Spaces2 Parking Spaces
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address8N860 HOPPS RD
CityELGIN
StateIL
Zip60124-8527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMITAWA SUB LOT 55
Legal SubdivisionMITAWA SUB
Legal Block2
Legal Lot Number55
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2022
Census Tract851912

Owner

8N860 Hopps Rd is owned and occupied by an individual who bought it in August 2018.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address8N860 HOPPS RD, ELGIN, IL 60124-8527
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2018Warranty Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2018 · Amount on File
Deed SaleAug 21, 2018 · Amount on File
Prior SaleJan 14, 1997 · Amount on File
Deed Document Number201840871
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address8N860 HOPPS RD, ELGIN, IL 60124-8527
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyPRECISION TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018561
DateMar 10, 2021
Instrument2021K018561
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 1, 2036

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 21, 2018
Property Address8N860 HOPPS RD, ELGIN, IL 60124-8527
Document Number0000040871
Instrument DateAug 10, 2018
Instrument2018K040871
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 N 860 HOPS RD, ELGIN, IL 60124

Mortgage

Document Number0000040872
DateAug 21, 2018
Instrument2018K040872
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8N860 Hopps Rd was $10,396 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,396.00 Homeowner's exemption$163,622 (+11.23%) Land $40,785 Building $122,837$491,062 (+11.23%) Land $122,404 Building $368,658
2024$147,107 Land $37,566 Building $109,541$441,498 Land $112,743 Building $328,755
2022$9,190.00 (+6.03%) Homeowner's exemption$121,182 (+6.96%) Land $30,946 Building $90,236$363,546 (+6.96%) Land $92,838 Building $270,708
2021$8,667.00 Homeowner's exemption$113,296 Land $28,932 Building $84,364$339,888 Land $86,796 Building $253,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N860 Hopps Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N860 Hopps Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
AT&T
DSL
100 / 20

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