Kane County property record for 8N706 Bittersweet Ln, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,621 sqft · built 1988 |
| Lot Size | 0.954 acres (41,582 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Aug 2015) |
| Tax Bill | $12,905 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-31-151-002 |
| Primary APN | 06-31-151-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,621 sqft Living Area |
| Gross Area | 5,410 sqft |
| Basement Area | 1,789 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 41,582 sqft (0.954 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 8N706 BITTERSWEET LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-8531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITAWA SUB LOT 37 |
| Legal Subdivision | MITAWA SUB |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 851912 |
8N706 Bittersweet Ln is owned and occupied by an individual who bought it in August 2015.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8N706 BITTERSWEET LN, ELGIN, IL 60124-8531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 24, 2015 | Deed of Trust, Mortgage · Conventional with PMI CF FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on File |
| Deed Sale | Aug 31, 2015 · Amount on File |
| Deed Document Number | 201547485 |
| Prior Transfer Date | Mar 25, 2002 |
| Prior Transfer Doc | 0000045853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8N706 BITTERSWEET LN, ELGIN, IL 60124-8531 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000034325 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 2020K034325 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 8N706 BITTERSWEET LN, ELGIN, IL 60124-8531 |
| Document Number | 0000041045 |
| Instrument Date | Aug 24, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8N706 BITTERSWEET LN ELGIN IL 601248531, ELGIN, IL 60124-8531 |
| Document Number | 0000041045 |
|---|---|
| Date | Aug 21, 2018 |
| Instrument | 41045 |
| Name | CF FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | LISLE, IL 60532 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Aug 20, 2045 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
The 2025 property tax bill for 8N706 Bittersweet Ln was $12,905.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,905.00 | $201,264 (+8.57%) Land $37,715 Building $163,549 | $604,034 (+8.57%) Land $113,190 Building $490,843 |
| 2024 | $185,377 Land $34,738 Building $150,639 | $556,354 Land $104,256 Building $452,098 | |
| 2022 | $11,205.00 (+6.13%) Homeowner's exemption | $152,707 (+6.96%) Land $28,616 Building $124,091 | $458,121 (+6.96%) Land $85,848 Building $372,273 |
| 2021 | $10,558.00 Homeowner's exemption | $142,770 Land $26,754 Building $116,016 | $428,310 Land $80,262 Building $348,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8N706 Bittersweet Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8N706 Bittersweet Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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