8N348 Shady Ln, Elgin, IL 60124 Property Records

Kane County property record for 8N348 Shady Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.526 acres (22,918 sqft)
Owner	2 Trust Names on File
Last Sale	$560,000 (Jul 2017)
Tax Bill	$10,515 (2025)
Deeds & Mortgages	Sep 2023 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-302-014`

Property Details

APN / Parcel Number

Primary APN	`06-32-302-014`

Exterior

Lot Area	22,918 sqft (0.526 acres)

Location & Zoning

Street Address	8N348 SHADY LN
City	ELGIN
State	IL
Zip	60124-8554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST-SCOTT ESTATES UNIT #2 - LOT 5 BLK 5
Legal Subdivision	WEST-SCOTT ESTATES
Legal Block	5
Legal Lot Number	5
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1025
Census Tract	851912

Owner

8N348 Shady Ln is owner-occupied and held in a trust since September 2023.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	8N348 SHADY LN, ELGIN, IL 60124-8554
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 27, 2017	Deed of Trust, Mortgage · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2017 · Amount on File
Deed Sale	Jul 6, 2017 · Amount on File
Deed Document Number	201734598
Last Transfer Date	Sep 6, 2023
Transfer Doc	0000033422
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 25, 2023
Property Address	8N348 SHADY LN, ELGIN, IL 60124-8554
Document Number	0000033422
Instrument Date	Sep 6, 2023
Instrument	2023K033422
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	8N348 SHADY LN, ELGIN, IL 60124-8554

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N348 SHADY LN, ELGIN, IL 60124-8554
Transaction Type	Mortgage
Record Updated	May 21, 2021
Title Company	TEK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037018
Date	May 12, 2021
Instrument	2021K037018

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	233 Months
Due	Oct 1, 2040

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N348 SHADY LN, ELGIN, IL 60124-8554
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067147
Date	Dec 27, 2017
Instrument	2017K067147

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 8N348 Shady Ln was $10,515 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	South Elgin Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,515.00	$161,457 (+8.57%) Land $35,150 Building $126,307	$484,565 (+8.57%) Land $105,492 Building $379,073
2024		$148,712 Land $32,375 Building $116,337	$446,315 Land $97,164 Building $349,151
2022	$9,146.00 (+6.04%) Homeowner's exemption	$122,504 (+6.96%) Land $26,669 Building $95,835	$367,512 (+6.96%) Land $80,007 Building $287,505
2021	$8,625.00 Homeowner's exemption	$114,533 Land $24,934 Building $89,599	$343,599 Land $74,802 Building $268,797

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N348 Shady Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N348 Shady Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fox Valley Internet.

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