8N290 Sunvale Ct, Elgin, IL 60124 Property Records

Kane County property record for 8N290 Sunvale Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,490 sqft · built 1988
Lot Size	1.13 acres (49,542 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (May 2000)
Tax Bill	$10,127 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-31-377-003`

Property Details

APN / Parcel Number

Primary APN	`06-31-377-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,735 sqft
Basement Area	1,245 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	49,542 sqft
Lot Width	154 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8N290 SUNVALE CT
City	ELGIN
State	IL
Zip	60124-8837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNVALE UNIT 2 LOT 8
Legal Subdivision	SUNVALE
Legal Block	2
Legal Lot Number	8
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2030
Census Tract	851912

Owner

8N290 Sunvale Ct is owned and occupied by two individuals who bought it in May 2000.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8N290 SUNVALE CT, ELGIN, IL 60124-8837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Feb 28, 2017	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2000 · Amount on File
Deed Sale	May 3, 2000 · Amount on File
Prior Sale	Dec 9, 1996 · Amount on File
Deed Document Number	200033463
Prior Transfer Date	Apr 26, 2000
Prior Transfer Doc	0000063410
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N290 SUNVALE CT, ELGIN, IL 60124-8837
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029850
Date	Apr 16, 2021
Instrument	2021K029850

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N290 SUNVALE CT, ELGIN, IL 60124-8837
Document Number	0000013169
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8N290 SUNVALE CT ELGIN IL 601248837, ELGIN, IL 60124-8837

Mortgage

Document Number	0000013169
Date	Mar 14, 2017
Instrument	13169

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Mar 13, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 8N290 Sunvale Ct was $10,127 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,127.00 Homeowner's exemption	$167,656 (+8.57%) Land $34,323 Building $133,333	$503,169 (+8.57%) Land $103,010 Building $400,159
2024		$154,422 Land $31,614 Building $122,808	$463,451 Land $94,880 Building $368,571
2022	$9,258.00 (+6.19%) Homeowner's exemption	$127,208 (+6.96%) Land $26,043 Building $101,165	$381,624 (+6.96%) Land $78,129 Building $303,495
2021	$8,718.00 Homeowner's exemption	$118,930 Land $24,348 Building $94,582	$356,790 Land $73,044 Building $283,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8N290 Sunvale Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8N290 Sunvale Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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