8N002 Oak Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 8N002 Oak Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,076 sqft · built 1972
Lot Size	0.521 acres (22,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,000 (Jun 2016)
Tax Bill	$8,446 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-32-351-002`

Property Details

APN / Parcel Number

Primary APN	`06-32-351-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,674 sqft (0.521 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8N002 OAK DR
City	SAINT CHARLES
State	IL
Zip	60175-6899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARGATE SUB PART OF LOT 43 LYING IN ELGIN TOWNSHIP
Legal Subdivision	MARGATE SUB
Legal Block	1
Legal Lot Number	43
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1035
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 2, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	201632523
Last Transfer Date	Apr 26, 2019
Transfer Doc	0000020114
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899
Transaction Type	Mortgage
Record Updated	Apr 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899

Mortgage

Document Number	0000010196
Date	Apr 3, 2023
Instrument	2023K010196

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Mar 1, 2063

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899

Mortgage

Document Number	0000006519
Date	Feb 2, 2022
Instrument	2022K006519

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 20, 2019
Property Address	8N002 OAK DR, SAINT CHARLES, IL 60175-6899
Document Number	0000020114
Instrument Date	Apr 24, 2019
Instrument	20114
Transaction Type	Transfer
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8N002 OAK DR ST CHARLES IL 601756899, ST CHARLES, IL 60175-6899

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,446.00 (+15.15%) Homeowner's exemption	$134,481 (+8.57%) Land $19,743 Building $114,738	$403,604 (+8.57%) Land $59,253 Building $344,352
2024		$123,866 (+21.39%) Land $18,185 Building $105,681	$371,747 (+21.44%) Land $54,577 Building $317,170
2022	$7,335.00 (+6.29%) Homeowner's exemption	$102,037 (+6.96%) Land $14,980 Building $87,057	$306,111 (+6.96%) Land $44,940 Building $261,171
2021	$6,901.00 Homeowner's exemption	$95,397 Land $14,005 Building $81,392	$286,191 Land $42,015 Building $244,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

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