8996 E Cole Rd, Durand, MI 48429 Property Records

Shiawassee County property record for 8996 E Cole Rd, Durand, MI 48429

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 840 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$51,527 (Jul 2017)
Tax Bill	$948 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`016-09-200-004`

Property Details

APN / Parcel Number

Primary APN	`016-09-200-004`
Alternative APN	`0160920000400`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	840 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8996 E COLE RD
City	DURAND
State	MI
Zip	48429-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 9 T5N R4E COM AT PT ON N SEC LN W 281.45 FT FROM NE COR OF SEC S023'18!E 402.28 FT S8951'10!W 224.38 FT N023'18!W 403.02
Legal Range	04E
Legal Township	05N
Legal Section	09
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BURNS
Census Block Group	3
Census Block	3023
Census Tract	31301

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8996 E COLE RD, DURAND, MI 48429-9477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2022	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 19, 2019	Quit Claim Deed, Mortgage FIRST NAT'L HM MTG
May 24, 2018	Warranty Deed, Transfer HBI TITLE SERVICES INC
Jul 7, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	20173299441
Deed Book / Page	1236 / 131
Last Transfer Date	Jun 16, 2022
Transfer Doc	0012970824
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	8996 E COLE RD, DURAND, MI 48429-9477
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8996 E COLE RD, DURAND, MI 48429-9477

Mortgage

Document Number	0013090965
Date	Aug 21, 2023
Book Page	1309/965
Instrument	3374128

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jul 1, 2063

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 23, 2022
Property Address	8996 E COLE RD, DURAND, MI 48429-9477
Document Number	0012970824
Book / Page	1297 / 824
Instrument Date	Jun 16, 2022
Instrument	3361765
Transaction Type	Transfer
Record Updated	Dec 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8996 E COLE RD, DURAND, MI 48429-9477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8996 E COLE RD, DURAND, MI 48429-9477

Mortgage

Document Number	0003361766
Date	Jun 23, 2022
Instrument	3361766

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

February 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 19, 2019
Property Address	8996 E COLE RD, DURAND, MI 48429-9477
Document Number	0012540114
Book / Page	001254 / 000114
Instrument Date	Jan 29, 2019
Instrument	3317623
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8996 E COLE RD DURAND MI 484299477, DURAND, MI 48429-9477

Mortgage

Document Number	12540115
Date	Feb 19, 2019
Book Page	001254/000115
Instrument	3317624

Lender

Name	FIRST NAT'L HM MTG
Type	Mortgage Company
Address	WATERFORD, MI 48329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 24, 2018
Property Address	8996 E COLE RD, DURAND, MI 48429-9477
Document Number	0012460552
Book / Page	001246 / 000552
Instrument Date	May 17, 2018
Instrument	3309925
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	HBI TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8700 COON LAKE RD GREGORY MI 48137, GREGORY, MI 48137

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 7, 2017
Property Address	8996 E COLE RD, DURAND, MI 48429-9477
Document Number	0012360131
Book / Page	001236 / 000131
Instrument Date	Jun 28, 2017
Instrument	3299441
Transaction Type	Foreclosure
Record Updated	Jul 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2361 MORSE ROAD - NC2W56 COLUMBUS OH 43229, COLUMBUS, OH 43229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Burns Township
Unified School District	Byron Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,700 (+6.51%)	$101,400 (+6.51%)
2025	$948.00 (+4.41%) Homeowner's exemption	$47,600 (+13.33%)	$95,200 (+13.33%)
2024	$908.00 (+26.82%)
2023	$716.00 Homeowner's exemption	$42,000	$84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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