DeSoto County property record for 8995 W Commerce St, Hernando, MS 38632
| Property Type | Other Improved |
|---|---|
| Details | 8,200 sqft · built 2001 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Company Name on File |
| Tax Bill | $15,800 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-09-5-15-01-0-00001-00 |
| Primary APN | 3-09-5-15-01-0-00001-00 |
|---|
| Units | 5 Units |
|---|---|
| Building Area | 8,200 sqft Adjusted Area |
| 1st Floor Area | 7,894 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 104,980 sqft (2.41 acres) |
| Canopy | 4,524 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 8995 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6812 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | C-4 |
| Legal Description | O'BANNON-STALLINGS COMM S-D LOT 1 |
| Legal Range | 009 |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | STALLINGS COMM S-D |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71200 |
Source: DeSoto County assessment roll, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4383 GARNER PL, BARTLETT, TN 38135-1212 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 19, 2019 | Deed of Trust, Mortgage · Commercial Mortgage INSOUTH BANK |
| Sep 13, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage UNITY BANK OF MISSISSIPPI |
| Jul 19, 2019 | Warranty Deed, Transfer · Commercial Mortgage INSOUTH BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 |
| Deed Sale | Sep 13, 2022 |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Book / Page | 1011 / 680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 8995 W COMMERCE ST, HERNANDO, MS 38632-6812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004765/277 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 4765/277 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MILLINGTON, TN 38053 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 12, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 13, 2022 |
| Property Address | 8995 W COMMERCE ST, HERNANDO, MS 38632-6812 |
| Document Number | 001011/680 |
| Book / Page | 1011 / 680 |
| Map Reference | MB 75 PG 23 |
| Instrument Date | Sep 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6851 INTERSTATE DR, HORN LAKE, MS 38637-1446 |
| Name | Verified Name |
|---|---|
| Address | 4383 GARNER PL, BARTLETT, TN 38135-1212 |
| Document Number | 0005601524 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 5601/524 |
| Name | UNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 9, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 19, 2019 |
| Property Address | 8995 W COMMERCE ST, HERNANDO, MS 38632-6812 |
| Document Number | 000893/665 |
| Book / Page | 0893 / 665 |
| Map Reference | MB 75 PG 23 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8995 W COMMERCE ST, HERNANDO, MS 38632-6812 |
| Name | Verified Name |
|---|---|
| Address | 6851 INTERSTATE DR, HORN LAKE, MS 38637-1446 |
| Document Number | 0004765263 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 4765/263 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 12, 2024 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,800.00 (+11.8%) | $189,250 (+35.22%) Land $31,496 Building $157,754 | $1,261,667 (+35.22%) Land $209,976 Building $1,051,691 |
| 2023 | $14,133.00 | $139,962 | $933,080 Land $209,976 Building $723,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 55% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUDORA UTILITIES ASSOCIATION public/private · serves 3,749 people · EPA ID MS0170006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures