8995 Old River Rd, Philo, OH 43771 Property Records

Muskingum County property record for 8995 Old River Rd, Philo, OH 43771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2003
Lot Size	7.54 acres (328,442 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,876 (2025)
Deeds & Mortgages	May 2006 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-60-20-55-000`

Property Details

APN / Parcel Number

Primary APN	`20-60-20-55-000`
Alternative APN	`005241-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	328,442 sqft (7.54 acres)
Lot Dimensions	7.5 ft deep x 7.5 ft wide
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	856 sqft
Deck Area	54 sqft
Patio Area	108 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	005241-8
Street Address	8995 OLD RIVER RD
City	PHILO
State	OH
Zip	43771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R 12 TP 12 SEC 20 NE FRACE 7.54A
Legal Range	12
Legal Township	12
Legal Section	20
Jurisdiction	MUSKINGUM OH
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3009
Census Tract	912500

Owner

Source: Muskingum County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8995 OLD RIVER RD, BLUE ROCK, OH 43720-9518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2006	Deed of Trust, Mortgage NAPUS FCU
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 11, 2020	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 10, 2020
Transfer Doc	002902/586
Record Updated	Oct 29, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8995 OLD RIVER RD, PHILO, OH 43771-6500
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002027/581
Date	May 5, 2006
Book Page	2027/581
Instrument	200600007447

Lender

Name	NAPUS FCU
Address	12 HERBERT ST, ALEXANDRIA, VA 22305

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 15, 2016

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKINGUM OH
Property Address	8995 OLD RIVER RD, PHILO, OH 43771-6500
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8995 OLD RIVER RD, BLUE ROCK, OH 43720-9518

Mortgage

Document Number	003169/450
Date	Oct 13, 2023
Book Page	3169/450

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 3, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MUSKINGUM OH
Recording Date	Mar 11, 2020
Property Address	8995 OLD RIVER RD, PHILO, OH 43771-6500
Document Number	002902/586
Book / Page	2902 / 586
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Muskingum County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Muskingum County
County Subdivision	Harrison Township
Unified School District	Franklin Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,876.00 (+23.06%)	$93,485 (+46.68%) Land $14,035 Building $79,450
2024			$267,100 (+46.68%) Land $40,100 Building $227,000
2023	$2,337.00	$63,735 Land $11,970 Building $51,765
2021			$182,100 Land $34,200 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	19 (1982–2026)
Claims Outside the SFHA	4 of 19
Most Recent Claim	May 2026
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 7 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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