8993 E Cove St, Hesperia, MI 49421 Property Records

Oceana County property record for 8993 E Cove St, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	0.601 acres (26,200 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2020)
Tax Bill	$5,205 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Apr 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`014-100-001-00`

Property Details

APN / Parcel Number

Primary APN	`014-100-001-00`

Exterior

Lot Area	26,200 sqft (0.601 acres)

Location & Zoning

Street Address	8993 E COVE ST
City	HESPERIA
State	MI
Zip	49421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2020/6895 8993 E COVE ST WD9719708 QC-L2008P3986 PT TO 2 IN 88 PT TO 3 IN 90 COMB WI 001-00-01 IN 09/OWNER BERGKINT'S PLAT
Legal Subdivision	BERGLINTS PLAT ON BIG COVE MCLAREN LAKE
Legal Lot Number	1-2
Jurisdiction	OCEANA MI
Township / Civil Division	NEWFIELD
Census Block Group	3
Census Block	3000
Census Tract	10600

Owner

8993 E Cove St is owned by an individual who bought it in December 2020.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	10875 WALNUT DR, NUNICA, MI 49448-9704
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Apr 17, 2020	Warranty Deed, Transfer · Line of Credit CHOICEONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Apr 17, 2020 · Amount on File
Deed Document Number	20207459
Deed Book / Page	2020 / 29013
Prior Transfer Date	Dec 17, 2020
Prior Transfer Doc	2020/29013
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Dec 22, 2020
Property Address	8993 E COVE ST, HESPERIA, MI 49421
Document Number	2020/29013
Book / Page	2020 / 29013
Instrument Date	Dec 17, 2020
Instrument	202000007459
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10365 CLEVELAND ST, 10365, NUNICA, MI 49448-9709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10875 WALNUT DR, NUNICA, MI 49448-9704

Mortgage

Document Number	202000007460
Date	Dec 22, 2020
Instrument	202000007460

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Apr 17, 2020
Property Address	8993 E COVE ST, HESPERIA, MI 49421
Document Number	2020/6896
Book / Page	2020 / 6896
Instrument Date	Apr 17, 2020
Instrument	202000002199
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	649 HIDDEN VALLEY CT, 649, FAIRBORN, OH 45324-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3065 CLEVELAND STREET, NUNICA, MI 49448

Mortgage

Document Number	202000002092
Date	Apr 17, 2020
Instrument	202000002092

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 10, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8993 E Cove St was $5,205, up 2.6% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Newfield Township
Unified School District	Hesperia Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,700 (+10.62%) Land $142,700	$285,400 (+10.62%) Land $285,400
2025	$5,205.00 (+2.6%) Homeowner's exemption	$129,000 Land $129,000	$258,000 Land $258,000
2024	$5,073.00
2023		$96,100 Land $96,100	$192,200 (-) Land $192,200
2022	$4,955.00		$192,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8993 E Cove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8993 E Cove St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
NCATS Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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