St. Clair County property record for 8990 Field Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,772 sqft |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,000 (Feb 2012) |
| Tax Bill | $2,496 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0055-000 |
| Primary APN | 74-14-541-0055-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 1,052 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 81,022 sqft (1.86 acres) |
|---|---|
| Lot Dimensions | 438 ft deep x 185 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 8990 FIELD RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | S 185 FT OF N 489.45 FT OF E 471 FT OF LOT 1286 SUP ROY T GILBERTS PLAT NO 17 SEC 4 T2N R16E |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTS PLAT #17 |
| Legal Lot Number | 1286 |
| Legal Unit | 1286 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8990 FIELD RD, CLAY, MI 48001-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| Oct 10, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2012 · Amount on Record |
| Deed Sale | Feb 24, 2012 · Amount on Record |
| Deed Document Number | 20124137 |
| Deed Book / Page | 4227 / 371 |
| Last Transfer Date | Jul 19, 2023 |
| Transfer Doc | 0000566119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 27, 2026 |
| Property Address | 8990 FIELD RD, CLAY, MI 48001-3802 |
| Document Number | 0000592813 |
| Book / Page | 5928 / 13 |
| Instrument Date | May 21, 2026 |
| Instrument | 202610610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8990 FIELD RD, CLAY, MI 48001-3802 |
| Document Number | 0000010610, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5928/13 |
| Instrument | 202610610 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 10, 2023 |
| Property Address | 8990 FIELD RD, CLAY, MI 48001-3802 |
| Document Number | 0000566119 |
| Book / Page | 5661 / 19 |
| Map Reference | LB 50 PG 30 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 2023017934 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31404 SARATOGA AVE, WARREN, MI 48093-1667 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,900 (+4.32%) | $289,800 (+4.32%) | |
| 2025 | $2,496.00 (+1.96%) Homeowner's exemption | $138,900 (+21.2%) | |
| 2024 | $2,448.00 (+7.75%) | $277,800 (+21.2%) | |
| 2023 | $114,600 | ||
| 2022 | $2,272.00 | $229,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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