899 Willow Ridge 1, Hudson, WI 54016 Property Records

St. Croix County property record for 899 Willow Ridge 1, Hudson, WI 54016

Property Summary

Property TypeOther Improved
Lot Size1.09 acres (47,480 sqft)
Owner2 Individual Names on Record
Last Sale$482,000 (Sep 2025)
Tax Bill$3,682 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-1116-70-000

Property Details

APN / Parcel Number

Primary APN020-1116-70-000
Alternative APNs
  • 19.29.19.485A
  • 1546393

Exterior

Lot Area47,480 sqft (1.09 acres)

Location & Zoning

Street Address899 WILLOW RIDGE 1
CityHUDSON
StateWI
Zip54016-7456
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionSEC 19 T29N R19W LOT 10 WILLOW RIDGE ADDITION
Legal Range19W
Legal Township29N
Legal Section19
Legal SubdivisionWILLOW RIDGE ADD
Legal Lot Number10
JurisdictionST CROIX WI
Township / Civil DivisionHUDSON
Census Block Group1
Census Block1010
Census Tract120300

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address899 WILLOW RIDGE 1, HUDSON, WI 54016-7456
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
TOPLINE FINANCIAL CU
Sep 3, 2025Warranty Deed, Transfer · Conventional Mortgage
TOPLINE FINANCIAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Deed Document Number20251197030
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CROIX WI
Property Address899 WILLOW RIDGE 1, HUDSON, WI 54016-7456
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001199318
DateOct 22, 2025
Instrument1199318
Lender
NameTOPLINE FINANCIAL CU
TypeCredit Union
AddressOSSEO, MN 55369
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CROIX WI
Recording DateSep 3, 2025
Property Address899 WILLOW RIDGE 1, HUDSON, WI 54016-7456
Document Number0001197030
Instrument DateAug 26, 2025
Instrument1197030
Transaction TypeTransfer
Record UpdatedFeb 20, 2026
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,446.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001197031
DateSep 3, 2025
Instrument1197031
Lender
NameTOPLINE FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateSep 1, 2030
Change FrequencyAnnually
Min Rate At Change5.62%
Max Rate At Change7.62%
Margin5
Max Rate11.6%

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountySt. Croix County
County SubdivisionHudson Town
Unified School DistrictHudson School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,682.00 (+0.03%) Homeowner's exemption
2025$3,681.00 (+3.87%) Homeowner's exemption$360,700 (-) Land $88,600 Building $272,100$360,700 (-) Land $88,600 Building $272,100
2024$3,544.00 (+3.81%) Homeowner's exemption$360,700 (-) Land $88,600 Building $272,100$360,700 (-) Land $88,600 Building $272,100
2023$3,414.00 Homeowner's exemption$360,700 Land $88,600 Building $272,100$360,700 Land $88,600 Building $272,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1989)
Most Recent ClaimMar 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Baldwin Telecom
Fiber
8,000 / 8,000
Midco
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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