899 State St, Wood River, IL 62095 Property Records

Madison County property record for 899 State St, Wood River, IL 62095

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 918 sqft · built 1920
Lot Size	0.146 acres (6,400 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Jun 2018)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Mortgage + 3 more
APN	`19-2-08-21-11-205-002`

Property Details

APN / Parcel Number

Primary APN	`19-2-08-21-11-205-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	918 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,400 sqft (0.146 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	899 STATE ST
City	WOOD RIVER
State	IL
Zip	62095-1147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARNETT TERRACE LOT 357-358 50X128 S
Legal Subdivision	HARNETT TERRACE
Legal Lot Number	357-358
Jurisdiction	MADISON IL
Township / Civil Division	WOOD RIVER
Census Block Group	1
Census Block	1003
Census Tract	401101

Owner

899 State St is owned and occupied by an individual who bought it in June 2018.

Source: Madison County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NAF
Sep 27, 2023	Deed of Trust, Mortgage · FHA Mortgage HUD
Dec 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage HUD
Jun 19, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Dec 31, 2014
Deed Document Number	201818668
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	Jun 16, 2026
Property Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Document Number	0000017090
Instrument Date	May 26, 2026
Instrument	202617090
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NAF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 STATE ST, WOOD RIVER, IL 62095-1147

Mortgage

Document Number	0000017090,
Date	Jun 16, 2026
Instrument	202617090

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	May 1, 2066

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025941
Date	Sep 27, 2023
Instrument	2023R25941

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Transaction Type	Mortgage
Record Updated	Jan 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039131
Date	Dec 13, 2022
Instrument	2022R39131

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028322
Date	Jul 6, 2021
Instrument	2021R28322

Lender

Name	HUD
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 19, 2018
Property Address	899 STATE ST, WOOD RIVER, IL 62095-1147
Document Number	0000018668
Map Reference	PB 14 PG 27
Instrument Date	Jun 14, 2018
Instrument	2018R18668
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MADISON COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14511 MYFORD RD STE 100, 100, TUSTIN, CA 92780-7057

Mortgage

Document Number	0000018669
Date	Jun 19, 2018
Instrument	2018R18669

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 899 State St was $2,839 with a homeowner's exemption, up 11.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Wood River Township
Municipality	Wood River City
Elementary School District	East Alton School District 13 (PK - 08)
Secondary School District	East Alton-Wood River Community High School District 14 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,839.00 (+11.95%)	$35,820 Land $5,190 Building $30,630	$107,460 Land $15,570 Building $91,890
2024	$2,536.00
2022	$2,216.00	$28,450 Land $4,130 Building $24,320	$85,435 Land $12,402 Building $73,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 899 State St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 899 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHALTO serves 15,210 people · EPA ID IL1190150
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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