899 S River Rd, Front Royal, VA 22630 Property Records

Warren County property record for 899 S River Rd, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,800 sqft · built 2024
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2019)
Tax Bill	$1,838 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28/A/1/3/A`

Property Details

APN / Parcel Number

Primary APN	`28/A/1/3/A`
Alternative APN	`20601`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	900 sqft
Basement Area	1,428 sqft
Unfinished Basement	1,428 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2025
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Terrain	Rolling
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	908 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20601
Old Parcel Number	28A 1 3A
Street Address	899 S RIVER RD
City	FRONT ROYAL
State	VA
Zip	22630-8311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L3A HIGHLAND PARK RESUB OF L1-2-3
Legal Subdivision	HIGHLAND PARK
Jurisdiction	WARREN VA
Township / Civil Division	FORK
Census Block Group	5
Census Block	5014
Census Tract	20300

Owner

899 S River Rd is owned and occupied by an individual who bought it in September 2019.

Source: Warren County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	899 S RIVER RD, FRONT ROYAL, VA 22630-8311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · VA Mortgage CITYWORTH MORTGAGE LLC
Sep 18, 2019	Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Apr 29, 2010 · Amount on File
Deed Document Number	20194862
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	899 S RIVER RD, FRONT ROYAL, VA 22630-8311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000377
Date	Jan 13, 2021
Instrument	210000377

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN VA
Recording Date	Sep 18, 2019
Property Address	899 S RIVER RD, FRONT ROYAL, VA 22630-8311
Document Number	190004862
Map Reference	MB 246 PG 869
Instrument Date	Sep 13, 2019
Instrument	190004862
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 S RIVER RD, FRONT ROYAL, VA 22630-8311

Mortgage

Document Number	190004863
Date	Sep 18, 2019
Instrument	190004863

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 899 S River Rd was $1,838, up 18.8% from the year before.

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,838.00 (+18.81%)	$323,100 (-) Land $74,100 Building $249,000
2025	$1,547.00 (+4.67%)	$323,100 (+7.06%) Land $74,100 Building $249,000	$323,100 (+7.06%) Land $74,100 Building $249,000
2024	$1,478.00	$301,800 (-) Land $46,000 Building $255,800	$301,800 (-) Land $46,000 Building $255,800
2023		$301,800 Land $46,000 Building $255,800	$301,800 Land $46,000 Building $255,800
2022	$1,478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 899 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1996)
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 899 S River Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 62% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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