Laurel County property record for 899 Ralley Rd, Keavy, KY 40737
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,223 sqft · built 1998 |
| Lot Size | 6.77 acres (294,901 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $450,000 (Aug 2026) |
| Tax Bill | $505 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-00-00-209.00 |
| Primary APN | 106-00-00-209.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,223 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 294,901 sqft (6.77 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 187 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Wood |
| Account Number | 338917 |
|---|---|
| Street Address | 899 RALLEY RD |
| City | KEAVY |
| State | KY |
| Zip | 40737-2753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 6.77 ACRES & HOUSE & GARAGE |
| Jurisdiction | LAUREL KY |
| Township / Civil Division | KEAVY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 971104 |
899 Ralley Rd is owner-occupied and held in a trust since August 2026.
Source: Laurel County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 899 RALLEY RD, KEAVY, KY 40737-2753 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Aug 13, 2013 · Amount on File |
| Deed Document Number | 2026664954 |
| Deed Book / Page | 840 / 539 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUREL KY |
| Recording Date | Aug 12, 2026 |
| Property Address | 899 RALLEY RD, KEAVY, KY 40737-2753 |
| Document Number | 0000664954 |
| Book / Page | 840 / 539 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026664954 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $45,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 899 RALLEY RD, KEAVY, KY 40737-2753 |
| Investor | Possibly a Property Investor |
| Document Number | 0000664955, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 2026664955 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 899 Ralley Rd was $505.
Source: Laurel County assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Laurel County |
| Unified School District | Laurel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $505.00 | $65,000 Land $30,000 Building $35,000 | $65,000 Land $30,000 Building $35,000 |
| 2023 | $435.00 | $55,000 | $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 899 Ralley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 899 Ralley Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 88% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST LAUREL WATER ASSOC INC private · serves 14,878 people · EPA ID KY0630451 |
|---|---|
| Water Source | Purchased surface water from WOOD CREEK WATER DISTRICT |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zetalink Fixed Wireless | 200 / 100 |
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