Harnett County property record for 899 Ponderosa Trl, Cameron, NC 28326
| Property Type | Single Family Home |
|---|---|
| Details | 2,340 sqft · built 2025 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,500 (Apr 2026) |
| Tax Bill | $1,012 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500079590 |
| Primary APN | 1500079590 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,340 sqft Heated Area |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Account Number | 1500079590 |
|---|---|
| Street Address | 899 PONDEROSA TRL |
| City | CAMERON |
| State | NC |
| Zip | 28326-9653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT#K18A WILLIAM COLEMAN OVERTON MAP#2024-515 |
| Legal Subdivision | CAROLINA SEASONS |
| Legal Lot Number | K18A |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | JOHNSONVILLE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 71401 |
899 Ponderosa Trl is owned and occupied by two individuals who bought it in April 2026.
Source: Harnett County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 899 PONDEROSA TRL, CAMERON, NC 28326-9653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Warranty Deed, Subdivision Related Transfer NONE LISTED ON DOCUMENT |
| Apr 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CF BANK |
| Oct 31, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on File |
| Deed Sale | Apr 15, 2026 · Amount on File |
| Prior Sale | Oct 31, 2025 · Amount on File |
| Deed Document Number | 20267231 |
| Deed Book / Page | 4336 / 2831 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 899 PONDEROSA TRL, CAMERON, NC 28326-9653 |
| Document Number | 0000007231 |
| Book / Page | 4336 / 2831 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20267231 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $79,285.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 899 PONDEROSA TRL, CAMERON, NC 28326-9653 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Apr 9, 2026 |
| Property Address | 899 PONDEROSA TRL, CAMERON, NC 28326-9653 |
| Document Number | 0000006845 |
| Book / Page | 4336 / 291 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20266845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000006845, |
|---|---|
| Date | Apr 9, 2026 |
| Book Page | 4336/291 |
| Instrument | 20266845 |
| Name | CF BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Oct 31, 2025 |
| Property Address | 899 PONDEROSA TRL, CAMERON, NC 28326-9653 |
| Document Number | 0000020762 |
| Book / Page | 4311 / 603 |
| Map Reference | MB 2024 PG 515 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 2025020762 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2430, NORTH MYRTLE BEACH, SC 29598-2430 |
The 2026 property tax bill for 899 Ponderosa Trl was $1,012, up 882.5% from the year before.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,012.00 (+882.52%) | $373,016 (+2,456.66%) | $373,016 (+2,456.66%) Land $40,630 Building $332,386 |
| 2025 | $103.00 | $14,590 | $14,590 Land $14,590 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 899 Ponderosa Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 899 Ponderosa Trl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Windstream DSL | 200 / 20 |
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