899 Lancaster St, Albany, NY 12203 Property Records

Albany County and Albany City property record for 899 Lancaster St, Albany, NY 12203

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,621 sqft · built 1911
Lot Size	0.096 acres (4,185 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Nov 1995)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010100 64.43-1-51`

Property Details

APN / Parcel Number

Primary APN	`010100 64.43-1-51`
Alternative APNs	`010006404300010510000000` `06404300010510000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,621 sqft Living Area
1st Floor Area	696 sqft
2nd Floor Area	716 sqft
Upper Floors Area	209 sqft
Attic	Attic
Attic Area	209 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,185 sqft (0.096 acres)
Lot Dimensions	135 ft deep x 31.3 ft wide
Porch	Porch
Porch Area	176 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06404300010510000000
Street Address	899 LANCASTER ST
City	ALBANY
State	NY
Zip	12203-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD-COMP 1810419
Legal Block	1
Legal Lot Number	51.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2000
Census Tract	502

Owner

Source: Albany County and Albany City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	899 LANCASTER ST, ALBANY, NY 12203-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 1995 · Amount on Record
Deed Sale	Nov 8, 1995 · Amount on Record
Deed Book / Page	2544 / 1104
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Recording Date	Jun 22, 2026
Property Address	899 LANCASTER ST, ALBANY, NY 12203-1703
Document Number	0000011581
Instrument Date	Jun 15, 2026
Instrument	202611581
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 LANCASTER ST, ALBANY, NY 12203-1703

Mortgage

Document Number	0000011581,
Date	Jun 22, 2026
Instrument	202611581

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	899 LANCASTER ST, ALBANY, NY 12203-1703
Document Number	0000000962
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 LANCASTER ST ALBANY NY 122031703, ALBANY, NY 12203-1703

Mortgage

Document Number	0000000962
Date	Jan 13, 2020
Instrument	962

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 12, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00 (+23.84%) Homeowner's exemption	$231,000 (+77.69%) Land $46,200 Building $184,800	$240,625 (+31.1%) Land $48,125 Building $192,500
2023		$130,000 (-) Land $26,000 Building $104,000	$183,538 (+12.55%) Land $36,708 Building $146,830
2022		$130,000 Land $26,000 Building $104,000	$163,071 Land $32,614 Building $130,457
2021	$4,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2014–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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