899 E Bottle Bay Rd, Sagle, ID 83860 Property Records

Bonner County property record for 899 E Bottle Bay Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,002 sqft · built 1991
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Company Names on File
Tax Bill	$9,132 (2023)
Deeds & Mortgages	May 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP00413001016FA`

Property Details

APN / Parcel Number

Primary APN	`RP00413001016FA`
Alternative APN	`RP00413001017AA`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,002 sqft Finished Area
1st Floor Area	4,801 sqft
Basement Area	1,388 sqft
Finished Basement	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Roof Type	Gable
Lot Area	13,765 sqft (0.316 acres)
Pole Barn	126 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	899 E BOTTLE BAY RD
City	SAGLE
State	ID
Zip	83860-8846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33-57N-1W SHAFFER'S LAKESHORE LOTS BLK 1 LOT 17 LESS TAX 1 & 3; TAX 1 OF BLK 1 LOT 1 BEL TANE ACRES
Legal Range	01W
Legal Township	57N
Legal Section	33
Legal Subdivision	SHAFFER
Legal Block	1
Legal Lot Number	1,17
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	2
Census Block	2020
Census Tract	950901

Owner

Source: Bonner County assessment roll, as of August 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3473 ROAD 10.5 SE, OTHELLO, WA 99344-9682
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
May 22, 2018	Warranty Deed, Transfer NORTHWEST FARM CREDIT SERVICES FLCA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 12, 2024
Transfer Doc	0001038162
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	899 E BOTTLE BAY RD, SAGLE, ID 83860-8846
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	983457
Date	May 25, 2021
Instrument	983457

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.5%
Index	1-Year LIBOR
Max Rate	7.5%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	May 22, 2018
Property Address	899 E BOTTLE BAY RD, SAGLE, ID 83860-8846
Document Number	0000921961
Map Reference	MB2 PG19
Instrument Date	Feb 2, 2018
Instrument	921961
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3473 ROAD 10.5 SE, OTHELLO, WA 99344-9682

Mortgage

Document Number	0000921962
Date	May 22, 2018
Instrument	921962

Lender

Name	NORTHWEST FARM CREDIT SERVICES FLCA
Type	Bank

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of August 22, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,268,120 (-0.07%)	$2,268,120 (-0.07%)
2025		$2,269,700 (+10.52%) Land $931,850 Building $1,337,850	$2,269,700 (+10.52%) Land $931,850 Building $1,337,850
2023	$9,132.00	$2,053,612 Land $984,692 Building $1,068,920	$2,053,612 Land $984,692 Building $1,068,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mann Holdings Fixed Wireless	250 / 50
Kaniksu Fixed Wireless	100 / 30
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Newmax.

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