899 Culver Rd, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 899 Culver Rd, Rochester, NY 14609

Property Summary

Property Type	Apartments (5+ Units)
Details	30,510 sqft · built 1940
Lot Size	0.628 acres (27,385 sqft)
Owner	Company Name on Record
Last Sale	$2,925,000 (May 2021)
Tax Bill	$36,068 (2026)
Deeds & Mortgages	Nov 2022 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045426-00.0`

Property Details

APN / Parcel Number

Primary APN	`045426-00.0`
Alternative APNs	`140010771000010570000000` `261400 107.71-1-57`

Interior

Units	50 Units
Stories	3 Stories
Building Area	30,510 sqft Gross Area
Basement Area	10,170 sqft
Elevator	Elevator

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	27,385 sqft (0.628 acres)
Lot Dimensions	391 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	045426-00.0
Street Address	899 CULVER RD
City	ROCHESTER
State	NY
Zip	14609-7139
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	0058.00 302 18 00675 1 HARRY EISSENSTATS SUB
Legal Subdivision	BAYSIDE PARK
Legal Block	1
Legal Lot Number	57.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3003
Census Tract	5800

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	700 CLINTON SQ, ROCHESTER, NY 14604-1718
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage HOUSING TRUST FUND CORPORATION
May 5, 2021	Deed of Trust, Mortgage ESL FCU
Jun 10, 2020	Grant Deed, Transfer STEWART TITLE, STEWART TITLE INSURANCE CO
Aug 30, 2019	Deed of Trust, Mortgage GUDZ SOLUTIONS LLC
Jul 18, 2018	Loan Modification, Mortgage · Line of Credit MIDLAND STATES BK
Jun 28, 2018	Loan Modification, Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	2021649
Prior Transfer Date	Dec 16, 2015
Prior Transfer Doc	0000000649
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000722
Date	Nov 23, 2022
Book Page	30138/658
Instrument	202211230722

Lender

Name	HOUSING TRUST FUND CORPORATION
Type	Non-Lending Institution
Address	ALBANY, NY 12207

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000756
Date	May 5, 2021
Book Page	29186/626
Instrument	202105050756

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Amount	Amount Recorded

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE NY
Recording Date	Jun 10, 2020
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Document Number	0000000521
Book / Page	012350 / 000149
Instrument Date	Jun 5, 2020
Instrument	521
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$24,900.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	700 CLINTON SQ ROCHESTER NY 146041718, ROCHESTER, NY 14604-1718

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Document Number	0000000690
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	CROSS BRIDGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2604 ELMWOOD AVE #161 ROCHESTER NY 146182213, 161, ROCHESTER, NY 14618-2213

Mortgage

Document Number	0000000690
Date	Sep 10, 2019
Book Page	028185/000386
Instrument	690

Lender

Name	GUDZ SOLUTIONS LLC
Address	80 GUDZ RD, LAKEWOOD, NJ 08701-2912

Agreement

Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Recording Date	Jul 18, 2018
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Book / Page	027684 / 000001
Instrument Date	Jun 28, 2018
Instrument	288
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 METRO PARK #M101 ROCHESTER NY 146232636, M101, ROCHESTER, NY 14623-2636

Mortgage

Document Number	0000000288
Date	Jul 18, 2018
Book Page	027684/000001
Instrument	288

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	1540 IL ROUTE 59, JOLIET, IL 60431-8215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	899 CULVER RD, ROCHESTER, NY 14609-7139
Document Number	0000000018
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 METRO PARK #M101 ROCHESTER NY 146232636, M101, ROCHESTER, NY 14623-2636

Mortgage

Document Number	0000000018
Date	Jun 11, 2019
Instrument	18

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	1540 IL ROUTE 59, JOLIET, IL 60431-8215

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,068.00 (+72.89%)
2025	$20,862.00	$2,070,000 (+8%) Land $142,100 Building $1,927,900	$2,070,000 (+49.4%) Land $142,100 Building $1,927,900
2023		$1,150,000 Land $142,100 Building $1,007,900	$1,385,542 Land $171,205 Building $1,214,337

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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