899 Co Rd 1555, Bonham, TX 75418 Property Records

Fannin County property record for 899 Co Rd 1555, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 6,677 sqft · built 2002
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$814,957 (Jun 2026)
Tax Bill	$7,248 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0666-011-0010-05`

Property Details

APN / Parcel Number

Primary APN	`0666-011-0010-05`
Alternative APN	`100653`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	6,677 sqft Living Area
1st Floor Area	2,065 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	528 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	495 sqft
Porch	Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	0666-011-0010-05
Street Address	899 COUNTY ROAD 1555
City	BONHAM
State	TX
Zip	75418-8009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0666 F LEONARD, ACRES 5.0
Legal Subdivision	FRANCIS LEONARD SUREVY ABST NUMBER 666
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1027
Census Tract	950402

Owner

899 Co Rd 1555 is owned and occupied by two individuals who bought it in June 2026.

Source: Fannin County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	899 COUNTY ROAD 1555, BONHAM, TX 75418-8009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA
Jul 1, 2022	Deed of Trust, Mortgage · Reverse Mortgage THE MONEY HOUSE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Feb 11, 2025 · Amount on File
Deed Document Number	20264177
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 26, 2026
Property Address	899 COUNTY ROAD 1555, BONHAM, TX 75418-8009
Document Number	0000004177
Instrument Date	Jun 18, 2026
Instrument	20264177
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 COUNTY ROAD 1555, BONHAM, TX 75418-8009

Mortgage

Document Number	0000004178,
Date	Jun 26, 2026
Instrument	20264178

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	899 COUNTY ROAD 1555, BONHAM, TX 75418-8009
Transaction Type	Mortgage
Record Updated	Dec 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	899 COUNTY ROAD 1555, BONHAM, TX 75418-8009

Mortgage

Document Number	2022005218
Date	Jul 1, 2022
Instrument	2022005218

Lender

Name	THE MONEY HOUSE INC
Type	Mortgage Company
Address	ORLANDO, FL 32819

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.14%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.14%

Tax Assessment & Valuation

The 2025 property tax bill for 899 Co Rd 1555 was $7,248 with exemptions applied, up 53.9% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,248.00 (+53.92%) Homeowner's exemption Senior Citizen's exemption	$521,550 Land $115,000 Building $406,550	$521,550 Land $115,000 Building $406,550
2024	$4,709.00
2023		$516,650 Land $120,000 Building $396,650	$516,650 Land $120,000 Building $396,650
2018	$4,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 899 Co Rd 1555 in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Feb 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 899 Co Rd 1555 is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAVENNA NUNNELEE WSC serves 975 people · EPA ID TX0740036
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: 360 Broadband, Nextlink.

Nearby Properties on Co Rd 1555

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures