899 Bray Rd, Arcade, NY 14009 Property Records

Cattaraugus County and Freedom Town property record for 899 Bray Rd, Arcade, NY 14009 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1977
Square Footage1,427 sqft Living Area
Lot Size119,790 sqft (2.75 acres)
GarageDetached
Last Sale$189,000 (2022)
Tax Bill$3,613.00 (2025)

Property Details

APN / Parcel Number

Primary APN044200 6.003-5-3
Alternative APNs
  • 420000600300050030000000
  • 0705

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,427 sqft Living Area
1st Floor1,427 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Lot Area119,790 sqft (2.75 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Porch Area556 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number0705
Street Address899 BRAY RD
CityARCADE
StateNY
Zip14009-9431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description31 06 03
Legal Block5
Legal Lot Number3.000
JurisdictionCATTARAUGUS NY
Minor Civil DivisionFREEDOM
Census Blockgroup1
Census Block1003
Census Tract960100

Owner

Source: Cattaraugus County and Freedom Town records · APN 044200 6.003-5-3

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address440 DELTA RD, 2, BUFFALO, NY 14226-1129
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
M & T BANK
Sep 07, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 03, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 07, 2022 · Amount on Record
Deed SaleSep 07, 2022 · Amount on Record
Prior SaleMar 03, 2017 · Amount on Record
Deed Doc Number202221448
Prior Transfer DateMar 13, 2008
Prior Transfer Doc09786/6001
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATTARAUGUS NY
Property Address899 BRAY RD, ARCADE, NY 14009-9431
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010093
DateSep 01, 2021
Instrument202110093
Lender
NameM & T BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateSep 07, 2022
Property Address899 BRAY RD, ARCADE, NY 14009-9431
Document Number0000021448
Instrument DateSep 02, 2022
Instrument202221448
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 DELTA RD APT 2, 2, BUFFALO, NY 14226-1129

Mortgage

Document Number0000021449
DateSep 07, 2022
Instrument202221449
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateMar 03, 2017
Property Address899 BRAY RD, ARCADE, NY 14009-9431
Document Number0272676001
Book / Page027267 / 006001
Instrument DateMar 03, 2017
Transaction TypeTransfer
Record UpdatedApr 25, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12673 VAUGHN ST #1 EAST CONCORD NY 140559619, 1, EAST CONCORD, NY 14055-9619

Tax Assessment & Valuation

Source: Cattaraugus County and Freedom Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionFreedom Town
Unified School DistrictYorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,613.00 (+1.23%)$164,600 (+8.01%) Land $13,300 Building $151,300$167,959 (+10.21%) Land $13,571 Building $154,388
2024$3,569.00
2023$152,400 Land $13,300 Building $139,100$152,400 Land $13,300 Building $139,100

Flood & Wildfire

Our records do not include FEMA flood map data for 899 Bray Rd; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 55th in New York
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Bray Rd

Nearby Streets

Search Property Records by Address or Parcel Number