8989 Ora Lake Rd, Hale, MI 48739 Property Records

Iosco County property record for 8989 Ora Lake Rd, Hale, MI 48739

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,484 sqft · built 1970
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2025)
Tax Bill	$849 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07001830000650`

Property Details

APN / Parcel Number

Primary APN	`07001830000650`

Interior

Full Baths	1 Bath
Building Area	1,484 sqft Building Perimeter
1st Floor Area	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	102,802 sqft (2.36 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8989 ORA LAKE RD
City	HALE
State	MI
Zip	48739-8725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T23N R5E SEC 18 A-2.36 PART OF FRL NW 1/4 OF SW 1/4 COM AT W 1/4 COR TH E 528 FT TH S 195 FT TH W 528T TH N TO POB
Legal Range	05E
Legal Township	23N
Legal Section	18
Jurisdiction	IOSCO MI
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2010
Census Tract	800

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1328 MAPLE ST, NATIONAL CITY, MI 48748-9661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Warranty Deed, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
Feb 24, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	20252454
Record Updated	Sep 20, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Apr 25, 2025
Property Address	8989 ORA LAKE RD, HALE, MI 48739-8725
Document Number	2025002454
Instrument Date	Apr 24, 2025
Instrument	2025002454
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 MAPLE ST, NATIONAL CITY, MI 48748-9661

Mortgage

Document Number	2025002455
Date	Apr 25, 2025
Instrument	2025002455

Lender

Name	WEST CAPITAL LENDING INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	8989 ORA LAKE RD, HALE, MI 48739-8725
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000948
Date	Feb 24, 2022
Instrument	2022000948

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Plainfield Township
Unified School District	Hale Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,800 Land $64,800	$129,600 Land $129,600
2025	$849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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