8986 Commonwealth Ave, Jacksonville, FL 32220 Property Records

Duval County property record for 8986 Commonwealth Ave, Jacksonville, FL 32220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 2014
Lot Size	0.576 acres (25,112 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$3,508 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004758-0005`

Property Details

APN / Parcel Number

Primary APN	`004758-0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
Gross Area	1,350 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,112 sqft (0.576 acres)
Lot Dimensions	196 ft deep x 131 ft wide
Garage Type	Mixed
Garage Area	168 sqft
Carport	Carport
Carport Area	266 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	162 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	8986 COMMONWEALTH AVE
City	JACKSONVILLE
State	FL
Zip	32220-1289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	09-2S-25E 0.58 PT SW1/4 OF NE1/4 RECD O/R 20322-2376
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1038
Census Tract	11700

Owner

8986 Commonwealth Ave is owned and occupied by an individual who bought it in June 2022.

Source: Duval County records, as of November 28, 2025

Owner of Record	Individual Name on File
Mailing Address	8986 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1289
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2022 · Amount on File
Deed Sale	Jun 15, 2022 · Amount on File
Prior Sale	Mar 9, 2018 · Amount on File
Deed Document Number	0203222376
Deed Book / Page	20322 / 2376
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	8986 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1289
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8986 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1289

Mortgage

Document Number	0195770951
Date	Feb 8, 2021
Book Page	19577/951
Instrument	2021034427

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 15, 2022
Property Address	8986 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1289
Document Number	0203222376
Book / Page	20322 / 2376
Instrument Date	Jun 1, 2022
Instrument	2022159262
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9008 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8986 COMMONWEALTH AVE, JACKSONVILLE, FL 32220-1289

Mortgage

Document Number	0203222378
Date	Jun 15, 2022
Instrument	20322/2378

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Duval County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$191,022 Land $33,307 Building $157,715	$191,022 Land $33,307 Building $157,715
2024	$3,508.00 (+1.98%)
2023	$3,440.00 (+64.04%)	$179,820 (+17.8%) Land $33,307 Building $146,513	$179,820 (-10.96%) Land $33,307 Building $146,513
2022	$2,097.00 Homeowner's exemption	$152,654	$201,964 Land $33,307 Building $168,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8986 Commonwealth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8986 Commonwealth Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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