8985 Wagon Way, Granite Bay, CA 95746 Property Records

Placer County property record for 8985 Wagon Way, Granite Bay, CA 95746

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 7,129 sqft · built 1976
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Feb 2021)
Tax Bill	$30,484 (2025)
Deeds & Mortgages	May 2018 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048-290-036-000`

Property Details

APN / Parcel Number

Primary APN	`048-290-036-000`
Alternative APN	`048-290-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	7,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	104,544 sqft
Garage Area	1,740 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	048-290-036
Street Address	8985 WAGON WAY
City	GRANITE BAY
State	CA
Zip	95746-9672
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RAB100
Legal Description	2.4 AC PAR D PMOR 6 74
Legal Subdivision	PARCEL MAP NO P 71064
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	2
Census Block	2001
Census Tract	20605

Owner

8985 Wagon Way, a duplex, is owned by two individuals who bought it in February 2021.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8981 WAGON WAY, GRANITE BAY, CA 95746-9672
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 18, 2021	Grant Deed, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Oct 14, 2016 · Amount on File
Deed Document Number	202123426
Prior Transfer Date	May 9, 2008
Prior Transfer Doc	0000039981
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8985 WAGON WAY, GRANITE BAY, CA 95746-9672
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033336
Date	May 11, 2018
Instrument	2018-0033336

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	8985 WAGON WAY, GRANITE BAY, CA 95746-9672
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 VANE CT, GRANITE BAY, CA 95746-9525

Mortgage

Document Number	0000047361
Date	Jun 8, 2022
Instrument	2022-0047361

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2032
Change Frequency	Annually
Min Rate At Change	0.27%
Max Rate At Change	9.5%
Index	1-Year CMT
Max Rate	9.5%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 18, 2021
Property Address	8985 WAGON WAY, GRANITE BAY, CA 95746-9672
Document Number	0000023426
Map Reference	MB 6 PG 74
Instrument Date	Feb 15, 2021
Instrument	2021-0023426
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8981 WAGON WAY, GRANITE BAY, CA 95746-9672

Tax Assessment & Valuation

The 2025 property tax bill for 8985 Wagon Way was $30,484.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,890,549 (+2%) Land $662,447 Building $2,228,102
2025	$30,484.00	$2,833,872 Land $649,458 Building $2,184,414
2023	$19,198.00 (+75.39%)	$1,733,400 Land $624,240 Building $1,109,160
2022	$10,946.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8985 Wagon Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1995–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8985 Wagon Way is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Succeed.Net, Verizon.

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