8985 Lazy River Dr, Harrison, TN 37341 Property Records

Hamilton County property record for 8985 Lazy River Dr, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,888 sqft · built 1998
Lot Size	1.01 acres (43,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jan 2001)
Tax Bill	$1,506 (2025)
Deeds & Mortgages	May 2019 Line of Credit Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`094B E 004`

Property Details

APN / Parcel Number

Primary APN	`094B E 004`
Alternative APN	`0000140633`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,888 sqft Living Area

Exterior

Year Built	Built 1998
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,995 sqft (1.01 acres)
Lot Dimensions	220 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000140633
Old Parcel Number	094B E 004
Street Address	8985 LAZY RIVER DR
City	HARRISON
State	TN
Zip	37341-6984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 205 RIVER COVE UNIT 6 PB59 PG25 OUT OF 94-31.03 FOR 1998
Legal Subdivision	RIVER COVE
Legal Lot Number	205
Legal Unit	6
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	10101

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8985 LAZY RIVER DR, HARRISON, TN 37341-6984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Oct 15, 2018	Loan Modification, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2001 · Amount on Record
Deed Sale	Jan 8, 2001 · Amount on Record
Prior Sale	Oct 12, 1998 · Amount on Record
Deed Document Number	2001010800020
Deed Book / Page	5752 / 911
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8985 LAZY RIVER DR, HARRISON, TN 37341-6984
Document Number	0610000230
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8985 LAZY RIVER DR HARRISON TN 373416984, HARRISON, TN 37341-6984

Mortgage

Document Number	0610000230
Date	Jun 10, 2019
Book Page	011664/000639
Instrument	190610000230

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	8985 LAZY RIVER DR, HARRISON, TN 37341-6984
Document Number	0513000022
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0513000022
Date	May 13, 2019
Book Page	011638/000602
Instrument	190513000022

Lender

Name	SYNOVUS BK
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,506.00 (-14.29%)	$99,375 (+26.51%)	$397,500 (+26.51%) Land $74,800 Building $322,700
2024	$1,757.00 (-0.51%)	$78,550 (-)	$314,200 (-) Land $57,500 Building $256,700
2023	$1,766.00	$78,550	$314,200 Land $57,500 Building $256,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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