8985 Bishop Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 8985 Bishop Rd, Saint Charles, MI 48655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,320 sqft · built 1968
Lot Size	1.59 acres (69,435 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`04-10-4-05-3003-000`

Property Details

APN / Parcel Number

Primary APN	`04-10-4-05-3003-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	1,672 sqft
Basement Area	1,672 sqft
Unfinished Basement	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,435 sqft (1.59 acres)
Lot Dimensions	317 ft deep x 219 ft wide
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8965 BISHOP RD
City	SAINT CHARLES
State	MI
Zip	48655-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 PRIMAR
Legal Description	PART OF SEC S 5 & 6 DESC AS FOLLOWS COM AT A PT ON S LINE OF SEC 5 108 FT E OF SW COR THEREOF TH N 350 FT TH W 108.20 FT TO W
Legal Range	04E
Legal Township	10N
Legal Section	05
Jurisdiction	SAGINAW MI
Township / Civil Division	ALBEE
Census Block Group	1
Census Block	1009
Census Tract	12900

Owner

8985 Bishop Rd is owned and occupied by two individuals.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8965 BISHOP RD, SAINT CHARLES, MI 48655-9618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 30, 2020
Property Address	8985 BISHOP RD, SAINT CHARLES, MI 48655-9618
Document Number	0000018907
Instrument Date	Jun 19, 2020
Instrument	18907
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8965 BISHOP RD ST CHARLES MI 486559618, ST CHARLES, MI 48655-9618

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 30, 2020
Property Address	8985 BISHOP RD, SAINT CHARLES, MI 48655-9618
Document Number	0000018909
Instrument Date	Jun 19, 2020
Instrument	18909
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	8985 BISHOP RD ST CHARLES MI 48655, ST CHARLES, MI 48655

Tax Assessment & Valuation

The 2025 property tax bill for 8985 Bishop Rd was $2,687 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Albee Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,100	$250,200
2025	$2,687.00 Homeowner's exemption
2023		$96,200	$192,400
2022	$2,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8985 Bishop Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	593.3 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (1986–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8985 Bishop Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bishop Rd

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