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8985 Bay Dr, Surfside (Miami Beach), FL 33154 Property Records

Miami-Dade County property record for 8985 Bay Dr, Surfside, FL 33154 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2013
Square Footage3,032 sqft Living Area
Lot Size13,280 sqft (0.304 acres)
OccupancyOwner Occupied
Last Sale$300,200 (2011)
Tax Bill$17,413.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-2235-005-3680

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,032 sqft Living Area
Gross Area3,662 sqft Gross Area
Stories2 Stories
Primary FlooringVinyl/Resilient Flooring

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2013
Exterior MaterialStucco Exterior
Construction TypeConcrete Construction
Lot Area13,280 sqft (0.304 acres)
Garage Area315 sqft Garage
Patio Area440 sqft Patio

Location & Zoning

Street Address8985 BAY DR
CitySURFSIDE
StateFL
Zip33154-3300
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNORMANDY BEACH 2ND AMD PL PB 16-44 LOTS 1 & 3 BLK 24 LOT SIZE IRREGULAR OR 15449-1919 0392 5
Legal Range42
Legal Township52
Legal Section35
Legal SubdivisionJOBA CONDO
Legal Block24
Legal Lot Number1,3 3
JurisdictionDADE FL
Minor Civil DivisionMIAMI BEACH
Census Blockgroup5
Census Block5009
Census Tract3804

Owner

Source: Miami-Dade County records · APN 14-2235-005-3680

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address8985 BAY DR, SURFSIDE, FL 33154-3300
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 27, 2022Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Dec 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
May 02, 2017Loan Modification, Mortgage · Line of Credit
CITY NAT'L BK/FL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 14, 2011 · Amount on Record
Deed SaleNov 14, 2011 · Amount on Record
Prior SaleJan 30, 2012 · Amount on Record
Deed Doc Number0000763441
Last Transfer DateSep 25, 2014
Transfer Doc0000669868
Record RefreshedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8985 BAY DR, SURFSIDE, FL 33154-3300
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8985 BAY DR, SURFSIDE, FL 33154-3300

Mortgage

Document Number0000661409
DateNov 16, 2020
Book Page32197/4561
Instrument2020R0661409
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateDec 01, 2030
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
IndexOther
Max Rate8%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8985 BAY DR, SURFSIDE, FL 33154-3300
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8985 BAY DR, SURFSIDE, FL 33154-3300

Mortgage

Document Number0000516927
DateJun 27, 2022
Book Page33261/2443
Instrument2022R0516927
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressDOWNERS GROVE, IL 60515
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 05, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address8985 BAY DR, SURFSIDE, FL 33154-3300
Document Number0000006600
Book / Page030815 / 004836
Instrument DateDec 20, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address8985 BAY DR SURFSIDE FL 331543300, SURFSIDE, FL 33154-3300

Mortgage

Document Number0000006600
DateJan 04, 2018
Book Page030815/004836
Instrument6600
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 03, 2048

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDADE FL
Property Address8985 BAY DR, SURFSIDE, FL 33154-3300
Document Number0000271165
Book / Page030532 / 003328
Instrument DateMay 02, 2017
Transaction TypeMortgage
Record UpdatedMay 23, 2017
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address8985 BAY DR SURFSIDE FL 331543300, SURFSIDE, FL 33154-3300

Mortgage

Document Number0000271165
DateMay 15, 2017
Book Page030532/003328
Instrument271165
Lender
NameCITY NAT'L BK/FL
TypeBank
AddressMIAMI, FL 33130
Agreement
TypeLine of Credit
AmountAmount Recorded
Term84 Months
DueMay 14, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalitySurfside Town
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,413.00 (+4.65%) Homeowner's exemption$955,056 (+5.99%)$2,560,810 (+23.5%) Land $2,324,000 Building $236,810
2023$16,639.00 (+2.63%) Homeowner's exemption$901,107 (+3%)$2,073,575 (+31.99%) Land $1,832,640 Building $240,935
2022$16,212.00 Homeowner's exemption$874,862$1,570,999 Land $1,328,000 Building $242,999

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation8.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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