8983 Arc Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8983 Arc Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 1974
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$682,500 (Nov 2023)
Tax Bill	$8,635 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`030-411-002`

Property Details

APN / Parcel Number

Primary APN	`030-411-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,579 sqft Living Area

Exterior

Year Built	Built 1974
Construction Type	Wood
Lot Area	10,454 sqft (0.239 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8983 ARCADE RD
City	ATASCADERO
State	CA
Zip	93422-5305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFX
Legal Description	CY ATAS PM 16/37 PAR 1
Legal Subdivision	MAP CO-74-213
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1002
Census Tract	12503

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 20, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
May 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC
Jul 16, 2019	Quit Claim Deed, Transfer · VA Mortgage HOME MORTGAGE EXPERTS INC
Oct 4, 2018	Deed of Trust, Mortgage · VA Mortgage HOME MORTGAGE EXPERTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	Jul 16, 2019
Deed Document Number	2023033849
Record Updated	Jun 8, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 8, 2023
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Document Number	0000033849
Map Reference	MB 16 PG 37
Instrument Date	Sep 27, 2023
Instrument	2023033849
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305

Mortgage

Document Number	0000033850
Date	Nov 8, 2023
Instrument	2023033850

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305

Mortgage

Document Number	0000063937
Date	Sep 20, 2021
Instrument	2021063937

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	TITLE CONNECT CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305

Mortgage

Document Number	0000039438
Date	May 28, 2021
Instrument	2021039438

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Document Number	0000027121
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8983 ARCADE RD ATASCADERO CA 934225305, ATASCADERO, CA 93422-5305

Mortgage

Document Number	0000027121
Date	Jun 3, 2020
Instrument	27121

Lender

Name	HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC
Type	Bank
Address	OCEANSIDE, CA 92054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 16, 2019
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Document Number	0000027972
Instrument Date	Jul 10, 2019
Instrument	27972
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8983 ARCADE RD ATASCADERO CA 934225305, ATASCADERO, CA 93422-5305

Mortgage

Document Number	27973
Date	Jul 16, 2019
Instrument	27973

Lender

Name	HOME MORTGAGE EXPERTS INC
Type	Bank
Address	OCEANSIDE, CA 92054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8983 ARCADE RD, ATASCADERO, CA 93422-5305
Document Number	0000042448
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8983 ARCADE RD ATASCADERO CA 934225305, ATASCADERO, CA 93422-5305

Mortgage

Document Number	0000042448
Date	Oct 11, 2018
Instrument	42448

Lender

Name	HOME MORTGAGE EXPERTS INC
Type	Bank
Address	OCEANSIDE, CA 92054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,635.00 (+162.22%)	$696,150 (+73.78%) Land $331,500 Building $364,650
2023	$3,293.00 (-32.66%)	$400,598 Land $164,951 Building $235,647
2022	$4,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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