8982 Saint Lucia Dr, Naples, FL 34114 Property Records

Collier County property record for 8982 Saint Lucia Dr, Naples, FL 34114

Property Summary

Property TypeSingle Family Home
Details2,004 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Feb 2023)
Tax Bill$7,277 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN174155 1495B24

Property Details

APN / Parcel Number

Primary APN174155 1495B24
Alternative APN
  • 22726004009

Interior

Building Area2,004 sqft Adjusted Area

Exterior

Year BuiltBuilt 2020
Lot Area5,663 sqft (0.13 acres)
PorchEnclosed Porch
Porch Area1,188 sqft
Deck Area360 sqft

Location & Zoning

Account Number174155 1495B24
Street Address8982 SAINT LUCIA DR
CityNAPLES
StateFL
Zip34114-2901
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAZURE AT HACIENDA LAKES PHASE 1 REPLAT LOT 149
Legal Range26
Legal Township50
Legal Section24
Legal SubdivisionAZURE AT HACIENDA LAKES PH
Legal Phase1
Legal Tract174155
Legal Lot Number149
JurisdictionCOLLIER FL
Township / Civil DivisionEVERGLADES
Census Block Group1
Census Block1005
Census Tract11114

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1258 BRASETH BEACH RD, LAKE PARK, MN 56554
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Warranty Deed, Transfer · Conventional Mortgage
THRIVE MORTGAGE LLC
Sep 24, 2020Special Warranty Deed, Transfer · Conventional Mortgage
TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2023 · Amount on Record
Deed SaleFeb 27, 2023 · Amount on Record
Prior SaleSep 24, 2020 · Amount on Record
Deed Document Number6368381
Deed Book / Page6219 / 978
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 27, 2023
Property Address8982 SAINT LUCIA DR, NAPLES, FL 34114-2901
Document Number0062190978
Book / Page6219 / 978
Map ReferenceMB 65 PG 52-56
Instrument DateFeb 17, 2023
Instrument6368381
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 NATHANIEL TRL, WARWICK, PA 18974-6146

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11258 BRASETH ROAD, LAKE PARK, MN 56554

Mortgage

Document Number0006219980
DateFeb 27, 2023
Instrument6219/980
Lender
NameTHRIVE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateSep 24, 2020
Property Address8982 SAINT LUCIA DR, NAPLES, FL 34114-2901
Document Number0058201031
Book / Page5820 / 1031
Map ReferenceMB 65 PG 52-56
Instrument DateSep 17, 2020
Instrument5927902
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyWESTMINSTER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,700.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, 1140, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address8982 SAINT LUCIA DR, NAPLES, FL 34114-2901

Mortgage

Document Number0058201033
DateSep 24, 2020
Instrument5820/1033
Lender
NameTBI MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,277.00 (+62.8%)$541,146 (+65.2%)$550,136 (+19.15%) Land $254,826 Building $295,310
2023$4,470.00 (-1.3%) Homeowner's exemption$327,566 (+3%)$461,700 (+8.02%) Land $109,009 Building $352,691
2022$4,529.00 Homeowner's exemption$318,025$427,409 Land $66,892 Building $360,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 304 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies304 in force
Nearby Flood Claims6 (2017–2024)
Claims Outside the SFHA3 of 6
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
CenturyLink
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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