Martin County property record for 8981 SW Chevy Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2002 |
| Lot Size | 0.164 acres (7,144 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $136,000 (Jul 2025) |
| Tax Bill | $3,793 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-39-40-002-062-0010.0-6-0000 |
| Primary APN | 12-39-40-002-062-0010.0-6-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 1,870 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,144 sqft (0.164 acres) |
| View / Lot | Water View |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
| Porch | Open Porch |
| Porch Area | 402 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8981 SW CHEVY CIR |
|---|---|
| City | STUART |
| State | FL |
| Zip | 34997-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | ST LUCIE FALLS UNREC PORTIONS OF LOTS 10 & 11 ALSO DESC AS: FROM CTR LINCOLN PARK N 71 1215 W 445 TO POB; CONT NWLY 110 TO PT ON CURVE; SLY ALG CURVE 74.83; SELY 110 TO PT ON CURVE; NLY 60 TO POB. BLK 62 (AKA-LOT 12) |
| Legal Range | 40E |
| Legal Township | 39S |
| Legal Section | 12 |
| Legal Subdivision | ST LUCIE FALLS (AKA RIVER FOREST) |
| Legal Block | 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1702 |
Source: Martin County records, as of September 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC |
| Mar 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD |
| Jul 25, 2018 | Warranty Deed, Transfer MERIT TITLE INC |
| Jul 25, 2018 | Quit Claim Deed, Transfer MERIT TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on Record |
| Deed Sale | Jul 8, 2025 · Amount on Record |
| Prior Sale | Jul 25, 2018 · Amount on Record |
| Prior Transfer Date | Jun 6, 2025 |
| Prior Transfer Doc | 0035032735 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0033070173 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 3307/173 |
| Instrument | 2954758 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0032540559 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 3254/559 |
| Instrument | 2912305 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MERIT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0031142635 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 3114/2635 |
| Instrument | 2802956 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0030061085 |
| Book / Page | 03006 / 1085 |
| Map Reference | MB12 PG48 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2707115 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | MERIT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8981 SW CHEVY CIR, 8981, STUART, FL 34997-1306 |
| Name | Verified Name |
|---|---|
| Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Jul 25, 2018 |
| Property Address | 8981 SW CHEVY CIR, STUART, FL 34997-1306 |
| Document Number | 0030061084 |
| Book / Page | 003006 / 001084 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2707114 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2018 |
| Title Company | MERIT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8981 SW CHEVY CIR STUART FL 349971306, STUART, FL 34997-1306 |
Source: Martin County assessment roll, as of August 27, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $252,341 (+5.99%) | $423,500 (+9.46%) Land $150,000 Building $273,500 | |
| 2024 | $3,793.00 (+2.35%) | ||
| 2023 | $3,706.00 (+7.23%) Additional exemption filed | $238,088 (+6.1%) | $386,900 (+21.02%) Land $135,000 Building $251,900 |
| 2022 | $3,456.00 Homeowner's exemption | $224,398 | $319,710 Land $116,730 Building $202,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 74 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. LUCIE FALLS private · serves 499 people · EPA ID FL4434014 |
|---|---|
| Water Source | Purchased groundwater from MARTIN CO UTILITIES |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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