Manatee County property record for 8981 Stone Harbour Loop, Bradenton, FL 34212
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,951 sqft · built 2005 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $565,000 (Nov 2024) |
| Tax Bill | $3,883 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11020.3840-9 |
| Primary APN | 11020.3840-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| Gross Area | 2,526 sqft |
| 1st Floor Area | 1,951 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Dimensions | 120 ft deep x 62 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 275 sqft |
| Porch | Open Porch |
| Porch Area | 134 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 3418361102038409 |
|---|---|
| Street Address | 8981 STONE HARBOUR LOOP |
| City | BRADENTON |
| State | FL |
| Zip | 34212-6328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 539 STONEYBROOK AT HERITAGE HARBOUR SUBPHASE C UNIT 2 PI#11020.3840/9 |
| Legal Range | 18E |
| Legal Township | 34S |
| Legal Section | 36 |
| Legal Subdivision | STONEYBROOK AT HERITAGE HARBOUR C-2 |
| Legal Tract | 1102004 |
| Legal Block | 3085 |
| Legal Lot Number | 539 |
| Legal Unit | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 2025 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 9, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2024 · Amount on Record |
| Deed Sale | Nov 5, 2024 · Amount on Record |
| Prior Sale | Oct 14, 2016 · Amount on Record |
| Deed Document Number | 202441114835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Document Number | 0041152581 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 202541152581 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Document Number | 202141032478 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 202141032478 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 8981 STONE HARBOUR LOOP, BRADENTON, FL 34212-6328 |
| Document Number | 0041062233 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | STEWART TITLE GUARANTEE COMPANY, STEWART TITLE GNTE COMP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8981 STONE HARBOUR LOOP BRADENTON FL 342126328, BRADENTON, FL 34212-6328 |
| Document Number | 0041062233 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 41062233 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2050 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428,482 (+81.3%) Land $56,100 Building $372,382 | $428,482 (+2.92%) Land $56,100 Building $372,382 | |
| 2024 | $3,883.00 (+1.07%) | ||
| 2023 | $3,842.00 (+2.54%) Homeowner's exemption | $236,341 (+3%) | $416,322 (+14.78%) Land $56,100 Building $360,222 |
| 2022 | $3,747.00 Homeowner's exemption | $229,457 | $362,713 Land $55,000 Building $307,713 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 78 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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