8981 Sharptown Rd, Laurel, DE 19956 Property Records

Sussex County property record for 8981 Sharptown Rd, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2010
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$304,000 (Sep 2026)
Tax Bill	$867 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`432-8.13-20.01`

Property Details

APN / Parcel Number

Primary APN	`432-8.13-20.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	200 ft deep x 70 ft wide
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	8981 SHARPTOWN RD
City	LAUREL
State	DE
Zip	19956-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LANDS OF HH DICKERSON LOT 2 N/RT 24
Legal Subdivision	LAUREL
Legal Lot Number	2
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	4
Census Block	4016
Census Tract	51801

Owner

8981 Sharptown Rd is owned and occupied by an individual who bought it in September 2026.

Source: Sussex County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage DELAWARE STATE
Sep 29, 2026	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK
Sep 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUSSEX COUNTY (NJ)
Sep 29, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Oct 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 10, 2018	Deed, Transfer
Sep 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2026 · Amount on File
Deed Sale	Sep 29, 2026 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	202638212
Deed Book / Page	6592 / 77
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0047740070
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Sep 29, 2026
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0000038214
Book / Page	24362 / 261
Instrument Date	Sep 28, 2026
Instrument	202638214
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305

Mortgage

Document Number	0000038214,
Date	Sep 29, 2026
Book Page	24362/261
Instrument	202638214

Lender

Name	DELAWARE STATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Sep 29, 2026
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0000038213
Book / Page	24362 / 234
Instrument Date	Sep 28, 2026
Instrument	202638213
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 1ST ST, BRIDGEVILLE, DE 19933-1016

Mortgage

Document Number	0000038213,
Date	Sep 29, 2026
Book Page	24362/234
Instrument	202638213

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Sep 29, 2026
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0000038215
Book / Page	24362 / 268
Instrument Date	Sep 28, 2026
Instrument	202638215
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305

Mortgage

Document Number	0000038215,
Date	Sep 29, 2026
Book Page	24362/268
Instrument	202638215

Lender

Name	SUSSEX COUNTY (NJ)

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 29, 2026
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0000038212
Book / Page	6592 / 77
Instrument Date	Sep 28, 2026
Instrument	202638212
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,228,160.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305

Mortgage

Document Number	0000038213,
Date	Sep 29, 2026
Book Page	24362/234
Instrument	202638213

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000038215,
Date	Sep 29, 2026
Book Page	24362/268
Instrument	202638215

Lender

Name	SUSSEX COUNTY (NJ)

Agreement

Amount	Amount on Record

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204480299
Date	Oct 28, 2021
Book Page	20448/299
Instrument	20210000066719

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	325 Months
Due	Nov 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194520170
Date	Feb 22, 2021
Book Page	19452/170
Instrument	20210000011571

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Jul 10, 2018
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0049150108
Book / Page	4915 / 108
Instrument Date	Jun 12, 2018
Instrument	000000024634
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 26, 2017
Property Address	8981 SHARPTOWN RD, LAUREL, DE 19956-4305
Document Number	0047740070
Book / Page	004774 / 000070
Instrument Date	Sep 25, 2017
Instrument	36112
Transaction Type	Foreclosure
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 N MAIN ST HEBRON MD 218301039, HEBRON, MD 21830-1039

Tax Assessment & Valuation

The 2026 property tax bill for 8981 Sharptown Rd was $867, up 3% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$867.00 (+2.97%)	$11,150 (-) Land $900 Building $10,250	$239,100 (-) Land $36,700 Building $202,400
2025	$842.00	$11,150 Land $900 Building $10,250	$239,100 Land $36,700 Building $202,400
2023	$671.00	$11,150 Land $900 Building $10,250	$22,300 Land $1,800 Building $20,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8981 Sharptown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8981 Sharptown Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 75% of Delaware
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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