8981 Bay Point Dr, Elberta, AL 36530 Property Records

Baldwin County property record for 8981 Bay Point Dr, Elberta, AL 36530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,975 sqft · built 1994
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Mar 2023)
Tax Bill	$3,187 (2026)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`62-03-07-0-001-023.084`

Property Details

APN / Parcel Number

Primary APN	`62-03-07-0-001-023.084`
Alternative APNs	`110325` `091075` `524087`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,975 sqft Heated Area
1st Floor Area	2,042 sqft
Upper Floors Area	1,333 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	292 ft deep x 110 ft wide
Boat House	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	524087
Street Address	8981 BAY POINT DR
City	ELBERTA
State	AL
Zip	36530-6555
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 UNIT ONE WOLF BAY POINT II SUB SLIDE 1349-B
Legal Subdivision	WOLF BAY POINT II SUBDIVISION
Legal Block	U-1
Legal Lot Number	12
Legal Unit	1
Jurisdiction	BALDWIN AL
Township / Civil Division	ELBERTA
Census Block Group	4
Census Block	4017
Census Tract	11601

Owner

8981 Bay Point Dr is owned and occupied by an individual who bought it in March 2023.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8981 BAY POINT DR, ELBERTA, AL 36530-6555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Deed Document Number	20232051229
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 9, 2023
Property Address	8981 BAY POINT DR, ELBERTA, AL 36530-6555
Document Number	0002051229
Map Reference	SL 1349B
Instrument Date	Mar 9, 2023
Instrument	2051229
Transaction Type	Transfer
Record Updated	Mar 21, 2023
Title Company	UPLAND TITLE LLC, LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23457 DUNDEE CIR, FOLEY, AL 36535-7339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 429, VAN ALSTYNE, TX 75495-0429

Tax Assessment & Valuation

The 2026 property tax bill for 8981 Bay Point Dr was $3,187, up 7% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,187.00 (+6.98%)
2025	$2,979.00	$90,280 Land $31,000 Building $59,280	$902,700 Land $310,000 Building $592,700
2023	$4,394.00 (+18.02%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$133,180 (+18.03%)	$665,900 (+18.03%) Land $290,300 Building $375,600
2022	$3,723.00 (+202.93%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$112,840	$564,200 Land $276,200 Building $288,000
2021	$1,229.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8981 Bay Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	319 (1979–2020)
Claims Outside the SFHA	36 of 319
Most Recent Claim	Sep 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 124 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 40 claims Hurricane Ivan, Sep 2004 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8981 Bay Point Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20