8980 Acorn Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8980 Acorn Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,062 sqft · built 2006
Lot Size	0.068 acres (2,946 sqft)
Owner	2 Trust Names on File
Last Sale	$890,000 (May 2026)
Tax Bill	$10,832 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-71-047`

Property Details

APN / Parcel Number

Primary APN	`783-71-047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,062 sqft Living Area
1st Floor Area	795 sqft
2nd Floor Area	1,267 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	2,946 sqft (0.068 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8980 ACORN WAY
City	GILROY
State	CA
Zip	95020-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9643 CARRIAGE HILLS BOOK 782 PAGE 27 PAGE 30 LOT 47
Legal Subdivision	CARRIAGE HILLS
Legal Tract	9643
Legal Lot Number	47
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2024
Census Tract	512515

Owner

8980 Acorn Way is owner-occupied and held in a trust since May 2026.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	8980 ACORN WAY, GILROY, CA 95020-8245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 4, 2026	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Feb 13, 2023	Grant Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 20, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Feb 13, 2023 · Amount on File
Deed Document Number	202625982369
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8980 ACORN WAY, GILROY, CA 95020-8245
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8980 ACORN WAY, GILROY, CA 95020-8245

Mortgage

Document Number	0025127776
Date	Oct 8, 2021
Instrument	25127776

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 4, 2026
Property Address	8980 ACORN WAY, GILROY, CA 95020-8245
Document Number	0025982369
Instrument Date	Apr 27, 2026
Instrument	2026.25982369
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,879.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8980 ACORN WAY, GILROY, CA 95020-8245

Mortgage

Document Number	0025982370,
Date	May 4, 2026
Instrument	2026.25982370

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 13, 2023
Property Address	8980 ACORN WAY, GILROY, CA 95020-8245
Document Number	0025436196
Map Reference	MB 782 PG 27-30
Instrument Date	Feb 8, 2023
Instrument	25436196
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8980 ACORN WAY, GILROY, CA 95020-8245

Mortgage

Document Number	0025436197
Date	Feb 13, 2023
Instrument	25436197

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 20, 2017
Property Address	8980 ACORN WAY, GILROY, CA 95020-8245
Document Number	0023678705
Map Reference	MAP782 PG27-30
Instrument Date	Jun 16, 2017
Instrument	23678705
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8980 ACORN WAY, GILROY, CA 95020-8245

Mortgage

Document Number	0023678706
Date	Jun 20, 2017
Instrument	23678706

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8980 Acorn Way was $10,832, up 0.8% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$902,026 (+2%) Land $477,543 Building $424,483
2025	$10,832.00 (+0.8%)	$884,340 Land $468,180 Building $416,160
2024	$10,746.00 (+16.29%)
2023	$9,241.00 (+1.68%) Homeowner's exemption	$740,701 Land $296,280 Building $444,421
2022	$9,088.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8980 Acorn Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8980 Acorn Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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