898 W Cedar Bluff Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 898 W Cedar Bluff Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,010 sqft · built 1940
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$143,500 (Jul 2018)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-16350-00`

Property Details

APN / Parcel Number

Primary APN	`004-16350-00`
Alternative APN	`53-11-17-200-001.000-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
1st Floor Area	2,010 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,776 sqft
Parking Spaces	6 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	004-16350-00
Street Address	898 W CEDAR BLUFF RD
City	BLOOMINGTON
State	IN
Zip	47403-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	004-16350-00 PT SE NW 17-7-1W 2.00A PLAT 39
Jurisdiction	MONROE IN
Township / Civil Division	CLEAR CREEK
Census Block Group	1
Census Block	1010
Census Tract	1502

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	898 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage INDIANA UNIVERSITY CU
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20189566
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Jun 2, 2022
Property Address	898 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9662
Document Number	2022008359
Instrument Date	May 26, 2022
Instrument	2022008359
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9662

Mortgage

Document Number	2022008360
Date	Jun 2, 2022
Instrument	2022008360

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jul 17, 2018
Property Address	898 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9662
Document Number	2018009566
Instrument Date	Jul 12, 2018
Instrument	2018009566
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	898 W CEDAR BLUFF RD, BLOOMINGTON, IN 47403-9662

Mortgage

Document Number	2018009567
Date	Jul 17, 2018
Instrument	2018009567

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Clear Creek Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00 (+5.46%)	$221,800 (+12.3%) Land $55,000 Building $166,800	$221,800 (+12.3%) Land $55,000 Building $166,800
2024	$1,592.00 (+23.51%)
2023		$197,500 (+13.18%) Land $44,000 Building $153,500	$197,500 (+13.18%) Land $44,000 Building $153,500
2022	$1,289.00	$174,500 Land $27,500 Building $147,000	$174,500 Land $27,500 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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