Essex County and Millburn Township property record for 898 Ridgewood Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,439 sqft · built 1928 |
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $619,000 (Jan 2015) |
| Tax Bill | $14,369 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-00502-0000-00006 |
| Primary APN | 12-00502-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,439 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 6,251 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 898 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X125 |
| Legal Block | 502 |
| Legal Lot Number | 6 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 898 RIDGEWOOD RD, MILLBURN, NJ 07041-1419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEARNY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2015 · Amount on Record |
| Deed Sale | Jan 14, 2015 · Amount on Record |
| Prior Sale | Jan 14, 2015 · Amount on Record |
| Deed Document Number | 20153068 |
| Deed Book / Page | 12533 / 9220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 898 RIDGEWOOD RD, MILLBURN, NJ 07041-1419 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009230 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 2022009230 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 898 RIDGEWOOD RD, MILLBURN, NJ 07041-1419 |
| Document Number | 0000101637 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | TITLE TRUST |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 898 RIDGEWOOD RD MILLBURN NJ 070411419, MILLBURN, NJ 07041-1419 |
| Document Number | 0000101637 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 101637 |
| Name | KEARNY BK |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 14, 2040 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,700 (-) Land $491,700 Building $220,000 | $711,700 (-) Land $491,700 Building $220,000 | |
| 2025 | $14,369.00 (+1.87%) | $711,700 (-) Land $491,700 Building $220,000 | $711,700 (-) Land $491,700 Building $220,000 |
| 2024 | $14,105.00 (+2%) | ||
| 2023 | $711,700 Land $491,700 Building $220,000 | $711,700 Land $491,700 Building $220,000 | |
| 2022 | $13,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 92 (1978–2021) |
| Claims Outside the SFHA | 89 of 92 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures