Indian River County property record for 898 Lorca Ave, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,893 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,900 (Jul 2019) |
| Tax Bill | $3,681 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Aug 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-38-13-00003-1420-00001.0 |
| Primary APN | 31-38-13-00003-1420-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,893 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 126 ft deep x 75.5 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 608 sqft |
| Porch | Screened Porch |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 898 LORCA AVE |
|---|---|
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 03 BLK 142 LOT 1 PBI 5-99 |
| Legal Range | 38E |
| Legal Township | 31S |
| Legal Section | 13 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT THREE |
| Legal Block | 142 |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 50807 |
898 Lorca Ave is owned and occupied by two individuals who bought it in July 2019.
Source: Indian River County records, as of June 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 898 LORCA AVE, SEBASTIAN, FL 32958-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2019 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Aug 24, 2018 | Grant Deed, Transfer STEEL CITY TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on File |
| Deed Sale | Jul 9, 2019 · Amount on File |
| Prior Sale | Aug 24, 2018 · Amount on File |
| Deed Document Number | 201940370 |
| Deed Book / Page | 3221 / 1158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jul 9, 2019 |
| Property Address | 898 LORCA AVE, SEBASTIAN, FL 32958-5118 |
| Document Number | 0032211158 |
| Book / Page | 3221 / 1158 |
| Map Reference | MB 5 PG 99 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 3120190040370 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,644.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1686 W HIBISCUS BLVD, 1686, MELBOURNE, FL 32901-2631 |
| Name | Verified Name |
|---|---|
| Address | 898 LORCA AVE, SEBASTIAN, FL 32958-5118 |
| Document Number | 32211159 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 3221-1159 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 898 LORCA AVE, SEBASTIAN, FL 32958-5118 |
| Document Number | 0031432189 |
| Book / Page | 003143 / 002189 |
| Instrument Date | Jul 24, 2018 |
| Instrument | 52521 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | STEEL CITY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1686 W HIBISCUS BLVD MELBOURNE FL 329012631, MELBOURNE, FL 32901-2631 |
The 2025 property tax bill for 898 Lorca Ave was $3,681 with a homeowner's exemption.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,681.00 Homeowner's exemption | $230,782 | $317,560 Land $55,058 Building $262,502 |
| 2023 | $2,975.00 (+4.64%) | $209,069 (+3%) | $292,595 (+7.55%) Land $46,961 Building $245,634 |
| 2022 | $2,843.00 | $202,980 | $272,058 Land $32,387 Building $239,671 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 898 Lorca Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 6 (1979–2017) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Feb 2017 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 898 Lorca Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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