Elliott County property record for 898 KY 755, Sandy Hook, KY 41171
| Property Type | Rural Home |
|---|---|
| Details | 1,152 sqft · built 1988 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-00-00-051.01 |
| Primary APN | 031-00-00-051.01 |
|---|
| Building Area | 1,152 sqft Living Area |
|---|
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Street Address | 898 KY 755 |
|---|---|
| City | SANDY HOOK |
| State | KY |
| Zip | 41171-8738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | RESIDENCE & 10 ACRES |
| Jurisdiction | ELLIOTT KY |
| Township / Civil Division | SANDY HOOK |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 920102 |
Source: Elliott County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 898 KY 755, SANDY HOOK, KY 41171-8738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Apr 23, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Recording Date | Jul 28, 2026 |
| Property Address | 898 KY 755, SANDY HOOK, KY 41171-8738 |
| Document Number | 0000079524 |
| Book / Page | 110 / 49 |
| Instrument Date | Jul 11, 2026 |
| Instrument | 202679524 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 898 KY 755, SANDY HOOK, KY 41171-8738 |
| Document Number | 0000079524, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 110/49 |
| Instrument | 202679524 |
| Name | COMMERCIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ELLIOTT KY |
| Recording Date | Apr 23, 2026 |
| Property Address | 898 KY 755, SANDY HOOK, KY 41171-8738 |
| Document Number | 0000019644 |
| Book / Page | 136 / 599 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202619644 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 898 KY 755, SANDY HOOK, KY 41171-8738 |
Source: Elliott County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Elliott County |
| Unified School District | Elliott County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,044 (-) Land $10,794 Building $13,250 | $30,750 (-) | |
| 2023 | Homeowner's exemption | $24,044 Land $10,794 Building $13,250 | $30,750 Land $17,500 Building $13,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 5, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY HOOK WATER DISTRICT serves 3,528 people · EPA ID KY0320383 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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