898 Grant St, Clarkesville, GA 30523 Property Records

Habersham County property record for 898 Grant St, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,304 sqft · built 1955
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Aug 2021)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`102 143A`

Property Details

APN / Parcel Number

Primary APN	`102 143A`
Alternative APNs	`681993` `402691`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Heated Area
Gross Area	2,896 sqft
1st Floor Area	1,304 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	81,457 sqft (1.87 acres)
Lot Width	154 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	402691
Street Address	898 GRANT ST
City	CLARKESVILLE
State	GA
Zip	30523-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	12-2 PB 56-121 DB 1275-1030
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2019
Census Tract	300

Owner

Source: Habersham County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Jul 6, 2018	Deed of Trust, Mortgage · Loan Modification UNITED COMMUNITY BANK
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jun 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20212036
Deed Book / Page	1275 / 1030
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740

Mortgage

Document Number	0000001225/0000000030
Date	Jul 2, 2020
Book Page	0000001225/0000000030

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2030

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001169/980
Date	Jul 6, 2018
Book Page	1169/980

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2028

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 23, 2021
Property Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740
Document Number	01275/1030
Book / Page	1275 / 1030
Instrument Date	Aug 23, 2021
Instrument	2021-002036
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740

Mortgage

Document Number	0000001275/0000001031
Date	Aug 31, 2021
Book Page	0000001275/0000001031

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 5, 2018
Property Address	898 GRANT ST, CLARKESVILLE, GA 30523-4740
Document Number	001169/978
Book / Page	1169 / 978
Instrument Date	Jun 5, 2018
Instrument	2018-000991
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 OAK SPRINGS RD, CLARKESVILLE, GA 30523-5128

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,501.00 (+97.41%)	$120,353 (+36.98%) Land $26,565 Building $93,788	$300,883 (+36.98%) Land $66,413 Building $234,470
2023	$2,280.00 (+12.65%)	$87,864 (+12.65%) Land $18,848 Building $69,016	$219,660 (+12.65%) Land $47,120 Building $172,540
2022	$2,024.00	$77,996 Land $18,848 Building $59,148	$194,990 Land $47,120 Building $147,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2004–2020)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARKESVILLE serves 5,785 people · EPA ID GA1370002
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Starlink Satellite	280 / 30

May also be available: T-Mobile, TrailWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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