898 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 898 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,776 sqft · built 1965
Lot Size	0.182 acres (7,928 sqft)
Owner	Individual Name on File
Tax Bill	$2,535 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51001348012/00`

Property Details

APN / Parcel Number

Primary APN	`51001348012/00`
Alternative APNs	`41-08-13-033-025.000-009` `00001084273`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,776 sqft Living Area
1st Floor Area	2,776 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,928 sqft (0.182 acres)
Lot Dimensions	141 ft deep x 60 ft wide
Terrain	High
Porch	Porch
Porch Area	220 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001084273
Street Address	898 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR B CHAFFEE ADD LOT 1 MP FRANKLIN COMMUNI
Legal Subdivision	ARTHUR B CHAFFEE ADD
Legal Lot Number	1
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1025
Census Tract	611000

Owner

898 E Jefferson St is owned and occupied by an individual.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	898 E JEFFERSON ST, FRANKLIN, IN 46131-2523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDIANA MEMBERS CU
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	898 E JEFFERSON ST, FRANKLIN, IN 46131-2523
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021011063
Date	Apr 13, 2021
Instrument	2021-011063

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	898 E JEFFERSON ST, FRANKLIN, IN 46131-2523
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002990
Date	Feb 1, 2021
Instrument	2021-002990

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 898 E Jefferson St was $2,535 with a homeowner's exemption, up 0.5% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,535.00 (+0.48%) Homeowner's exemption	$250,600 Land $26,500 Building $224,100	$250,600 Land $26,500 Building $224,100
2024	$2,523.00 (-0.55%)
2023	$2,537.00 (+2.67%) Homeowner's exemption	$228,400 (+3.12%) Land $27,000 Building $201,400	$228,400 (+3.12%) Land $27,000 Building $201,400
2022	$2,471.00 Homeowner's exemption	$221,500 Land $27,000 Building $194,500	$221,500 Land $27,000 Building $194,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 898 E Jefferson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	29 (1990–2010)
Claims Outside the SFHA	2 of 29
Most Recent Claim	Apr 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 898 E Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: JC Fiber.

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