Charlotte County property record for 898 E 2nd St, Englewood, FL 34223
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,054 sqft · built 1960 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Jul 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412005154007 |
| Primary APN | 412005154007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 1,872 sqft |
| 1st Floor Area | 1,054 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed/Screened Porch |
|---|---|
| Porch Area | 407 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00965990000005 |
|---|---|
| Street Address | 898 E 2ND ST |
| City | ENGLEWOOD |
| State | FL |
| Zip | 34223-4402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | ROCK CREEK PARK BLK E LT 7 222/268 DC866/194 1168/1327 3836/245 FJ4328/1242 4329/1607 L/E4600/1955 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 05 |
| Legal Subdivision | ROCK CREEK PARK |
| Legal Tract | RCP |
| Legal Block | E |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30301 |
Source: Charlotte County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 898 E 2ND ST, ENGLEWOOD, FL 34223-4402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS |
| Jul 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 21, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2018 |
| Transfer Doc | 0043291607 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 898 E 2ND ST, ENGLEWOOD, FL 34223-4402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045720883 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 4572/883 |
| Instrument | 2809572 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | PUNTA GORDA, FL 33950 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 14, 2020 |
| Property Address | 898 E 2ND ST, ENGLEWOOD, FL 34223-4402 |
| Document Number | 0046001955 |
| Book / Page | 004600 / 001955 |
| Instrument Date | May 28, 2020 |
| Instrument | 2830221 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 898 E 2ND ST ENGLEWOOD FL 342234402, ENGLEWOOD, FL 34223-4402 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 898 E 2ND ST, ENGLEWOOD, FL 34223-4402 |
| Document Number | 0043291607 |
| Book / Page | 004329 / 001607 |
| Instrument Date | May 24, 2018 |
| Instrument | 2623679 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 898 E 2ND ST ENGLEWOOD FL 342234402, ENGLEWOOD, FL 34223-4402 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,355.00 (+101.34%) Homeowner's exemption Disabled Person's exemption | $89,478 (+4.84%) | $235,739 (+7.7%) Land $124,644 Building $111,095 |
| 2024 | $673.00 (+4.02%) | ||
| 2023 | $85,351 (-5.72%) | $218,889 (-13.99%) Land $176,800 Building $42,089 | |
| 2022 | $647.00 Homeowner's exemption Disabled Person's exemption | $90,530 | $254,499 Land $114,920 Building $139,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 224 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 48 condo units |
| Nearby Flood Claims | 228 (1982–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ENGLEWOOD WATER DIST public/private · serves 38,265 people · EPA ID FL6580531 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
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