898 Clover Valley Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 898 Clover Valley Rd, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1940
Lot Size	0.86 acres (37,462 sqft)
Owner	Company Name on Record
Last Sale	$485,000 (Oct 2020)
Tax Bill	$5,959 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-003-090-000`

Property Details

APN / Parcel Number

Primary APN	`004-003-090-000`
Alternative APN	`004-003-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	37,462 sqft (0.86 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	004-003-09
Street Address	898 CLOVER VALLEY RD
City	UPPER LAKE
State	CA
Zip	95485-9222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1002
Census Tract	100

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 354, UPPER LAKE, CA 95485-0354
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 27, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA
Oct 22, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	202013621
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000020260
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	898 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9222
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9222

Mortgage

Document Number	0000001825
Date	Feb 8, 2022
Instrument	2022001825

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Oct 27, 2020
Property Address	898 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9222
Document Number	0000013621
Instrument Date	Oct 22, 2020
Instrument	13621
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount Recorded
Tax	$534.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 4660 DAVIS CA 956174660, DAVIS, CA 95617-4660

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	898 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9222
Document Number	0000013622
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	898 CLOVER VALLEY RD UPPER LAKE CA 954859222, UPPER LAKE, CA 95485-9222

Mortgage

Document Number	0000013622
Date	Oct 27, 2020
Instrument	13622

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,959.00 (+2.41%)	$535,477 (+2%) Land $165,611 Building $369,866
2025	$5,819.00 (+3.14%)	$524,978 (+4.04%) Land $162,364 Building $362,614
2023	$5,642.00 (-2.67%)	$504,594 Land $156,060 Building $348,534
2022	$5,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: DigitalPath.

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