Kane County property record for 898 Carol Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1963 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Oct 1996) |
| Tax Bill | $5,247 (2025) |
| Deeds & Mortgages | Apr 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-151-016 |
| Primary APN | 06-10-151-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,384 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,104 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 9,375 sqft (0.215 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 898 CAROL AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 2 LOT 7 BLOCK 9 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Legal Unit | 2-7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 851910 |
898 Carol Ave is owned and occupied by two individuals who acquired it in September 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 898 CAROL AVE, ELGIN, IL 60123-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 1996 · Amount on File |
| Deed Sale | Oct 4, 1996 · Amount on File |
| Deed Document Number | 199671513 |
| Last Transfer Date | Sep 5, 2025 |
| Transfer Doc | 0000034237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 898 CAROL AVE, ELGIN, IL 60123-1945 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033851 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021K033851 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Mar 21, 2031 |
The 2025 property tax bill for 898 Carol Ave was $5,247 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,247.00 Homeowner's exemption Senior Citizen's exemption | $84,784 (+8.57%) Land $27,551 Building $57,233 | $254,454 (+8.57%) Land $82,686 Building $171,768 |
| 2024 | $78,091 Land $25,376 Building $52,715 | $234,367 Land $76,158 Building $158,208 | |
| 2022 | $4,624.00 (+5.47%) Homeowner's exemption | $64,329 (+6.96%) Land $20,904 Building $43,425 | $192,987 (+6.96%) Land $62,712 Building $130,275 |
| 2021 | $4,384.00 Homeowner's exemption | $60,143 Land $19,544 Building $40,599 | $180,429 Land $58,632 Building $121,797 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 898 Carol Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 898 Carol Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, T-Mobile.
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