898 Bear Creek Ln, Alta, CA 95701 Property Records

Placer County property record for 898 Bear Creek Ln, Alta, CA 95701

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,032 sqft · built 1985
Lot Size	2.3 acres (100,188 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2022)
Tax Bill	$3,503 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-170-087-000`

Property Details

APN / Parcel Number

Primary APN	`062-170-087-000`
Alternative APN	`062-170-087`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	1,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Construction Type	Frame
Lot Area	100,188 sqft
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	062-170-087
Street Address	898 BEAR CREEK LN
City	ALTA
State	CA
Zip	95701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAB100
Legal Description	2.3 A FR SEC 35 16 10
Legal Range	10E
Legal Township	16N
Legal Section	35
Legal Subdivision	ALTA
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	1
Census Block	1102
Census Tract	22013

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1321, ALTA, CA 95701-1321
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Grant Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 19, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Sep 19, 2017 · Amount on Record
Deed Document Number	202212171
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 8, 2022
Property Address	898 BEAR CREEK LN, ALTA, CA 95701
Document Number	0000012171
Instrument Date	Jan 4, 2022
Instrument	2022-0012171
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 178, GOLD RUN, CA 95717-0178

Mortgage

Document Number	0000012172
Date	Feb 8, 2022
Instrument	2022-0012172

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 19, 2017
Property Address	898 BEAR CREEK LN, ALTA, CA 95701
Document Number	0000072321
Instrument Date	Sep 7, 2017
Instrument	2017-0072321
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 891, NEWCASTLE, CA 95658-0891

Mortgage

Document Number	0000072322
Date	Sep 19, 2017
Instrument	2017-0072322

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Alta-Dutch Flat Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$378,850 (+10.87%) Land $135,304 Building $243,546
2025	$3,503.00 (+0.75%)	$341,708 (+4.04%) Land $122,000 Building $219,708
2023	$3,477.00 (+53.1%)	$328,440 Land $117,300 Building $211,140
2022	$2,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	25 / 5

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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