8978 Whispering Meadows, Celina, TX 75009 Property Records

Collin County property record for 8978 Whispering Meadows, Celina, TX 75009

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,203 sqft · built 1993
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Tax Bill$1,605 (2024)
Deeds & MortgagesOct 2025 Transfer
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-1790-000-0090-1

Property Details

APN / Parcel Number

Primary APNR-1790-000-0090-1
Alternative APN
  • 1774805

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,203 sqft Living Area
Gross Area2,603 sqft
2nd Floor Area912 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1774805
Street Address8978 WHISPERING MDWS
CityCELINA
StateTX
Zip75009-2556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING MEADOWS (GCN), LOT 9
Legal SubdivisionWHISPERING MEADOWS (GCN)
Legal Lot Number9 1
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2002
Census Tract30307

Owner

Source: Collin County records · APN R-1790-000-0090-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address8978 WHISPERING MDWS, CELINA, TX 75009-2556
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Intrafamily Transfer, Transfer
Oct 23, 2019Deed of Trust, Mortgage
AMERICAN HERITAGE CAP
Jul 18, 2017Quit Claim Deed, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleOct 17, 2025
Deed SaleOct 17, 2025
Prior SaleNov 20, 2018
Deed Document Number2025000134400
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCOLLIN TX
Recording DateOct 17, 2025
Property Address8978 WHISPERING MDWS, CELINA, TX 75009-2556
Document Number2025000134400
Map ReferenceVOL E PG 9
Instrument DateOct 07, 2025
Instrument2025000134400
Transaction TypeTransfer
Record UpdatedNov 05, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address8978 WHISPERING MDWS, CELINA, TX 75009-2556

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address8978 WHISPERING MDWS, CELINA, TX 75009-2556
Document Number0001459910
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedDec 05, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8978 WHISPERING MDWS CELINA TX 750092556, CELINA, TX 75009-2556

Mortgage

Document Number0001459910
DateNov 15, 2019
Instrument1459910
Lender
NameAMERICAN HERITAGE CAP
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
AmountAmount Recorded
Term120 Months
DueNov 14, 2029

July 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOLLIN TX
Recording DateJul 18, 2017
Property Address8978 WHISPERING MDWS, CELINA, TX 75009-2556
Document Number0000936870
Instrument DateJul 05, 2017
Instrument936870
Transaction TypeMortgage
Record UpdatedAug 09, 2017
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8978 WHISPERING MDWS CELINA TX 750092556, CELINA, TX 75009-2556

Mortgage

Document Number936880
DateJul 18, 2017
Instrument936880
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term360 Months
DueJul 17, 2047

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
Unified School DistrictCelina Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$300,430 (+4.52%) Land $85,000 Building $215,430$300,430 (+4.52%) Land $85,000 Building $215,430
2024$1,605.00 (-46.41%)
2023$287,436 Land $30,000 Building $257,436$287,436 Land $30,000 Building $257,436
2022$2,995.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · above 46% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
ElektraFi
Fixed Wireless
400 / 60

May also be available: AMG Technology Investment Group.

Based on FCC filings for 13 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMUSTANG SUD
serves 127,911 people
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionFeb 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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