8978 Gavin Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 8978 Gavin Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,229 sqft · built 2006
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$246,600 (Jul 2021)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-22-29-0-00190-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-22-29-0-00190-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,229 sqft Adjusted Area
1st Floor Area	1,781 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Patio Area	139 sqft

Location & Zoning

Street Address	8978 GAVIN DR
City	OLIVE BRANCH
State	MS
Zip	38654-6459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HENRY'S PLANTATION S/D SEC E LOT 190
Legal Range	006
Legal Township	01S
Legal Section	22
Legal Subdivision	HENRY'S PLANTATION S/D
Legal Lot Number	190
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	70811

Owner

8978 Gavin Dr is owned and occupied by two individuals who bought it in July 2021.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	8978 GAVIN DR, OLIVE BRANCH, MS 38654-6459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on File
Deed Sale	Jul 20, 2021 · Amount on File
Prior Sale	Apr 12, 2016
Deed Book / Page	965 / 102
Prior Transfer Date	Jun 21, 2013
Prior Transfer Doc	000711/194
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	8978 GAVIN DR, OLIVE BRANCH, MS 38654-6459
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 GAVIN DR, MINERAL WELLS, MS 38654-6459

Mortgage

Document Number	0005259/98
Date	Jun 4, 2021
Book Page	5259/98

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Apr 1, 2046

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 20, 2021
Property Address	8978 GAVIN DR, OLIVE BRANCH, MS 38654-6459
Document Number	000965/102
Book / Page	965 / 102
Map Reference	MB 87 PG 12
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 352, OLIVE BRANCH, MS 38654-0352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8978 GAVIN DR, OLIVE BRANCH, MS 38654-6459

Mortgage

Document Number	0005296327
Date	Jul 20, 2021
Instrument	5296/327

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8978 Gavin Dr was $2,274.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00	$19,646 Land $3,000 Building $16,646	$196,455 Land $30,000 Building $166,455
2023	$1,975.00	$14,476	$144,761 Land $30,000 Building $114,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8978 Gavin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8978 Gavin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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