8978 E Backwater Rd, North Webster, IN 46555 Property Records

Kosciusko County property record for 8978 E Backwater Rd, North Webster, IN 46555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1961
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2022)
Tax Bill	$1,491 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-723022-60`

Property Details

APN / Parcel Number

Primary APN	`005-723022-60`
Alternative APNs	`43-08-14-100-500.000-023` `00000017197` `0572302260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	2,800 sqft (0.064 acres)
Lot Dimensions	70 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	00000017197
Street Address	8978 E BACKWATER RD
City	NORTH WEBSTER
State	IN
Zip	46555-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	5-53-69 SE COR SE NE 14-33-7 .06A
Legal Range	7
Legal Township	33
Legal Section	14
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	TIPPECANOE
Census Block Group	4
Census Block	4000
Census Tract	961500

Owner

Source: Kosciusko County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK
Nov 15, 2022	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Document Number	2022110474
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527

Mortgage

Document Number	2022070414
Date	Jul 11, 2022
Instrument	2022070414

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Nov 15, 2022
Property Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527
Document Number	2022110474
Instrument Date	Nov 10, 2022
Instrument	2022110474
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527

Mortgage

Document Number	2022110475
Date	Nov 15, 2022
Instrument	2022110475

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 28, 2021
Property Address	8978 E BACKWATER RD, NORTH WEBSTER, IN 46555-9527
Document Number	2021071466
Instrument Date	Jul 26, 2021
Instrument	2021071466
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22889 COUNTY ROAD 36, GOSHEN, IN 46526-8792

Mortgage

Document Number	2021071467
Date	Jul 28, 2021
Instrument	2021071467

Lender

Name	1ST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Tippecanoe Township
Unified School District	Wawasee Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,491.00 (+4.63%) Homeowner's exemption	$339,500 (+24.82%) Land $68,800 Building $270,700	$339,500 (+24.82%) Land $68,800 Building $270,700
2024	$1,425.00 (+5.4%)
2023	$1,352.00 (+121.64%)	$272,000 (+97.39%) Land $44,700 Building $227,300	$272,000 (+97.39%) Land $44,700 Building $227,300
2022	$610.00	$137,800 Land $20,600 Building $117,200	$137,800 Land $20,600 Building $117,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 45% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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