8978 E 1400th St, Cambridge, IL 61238 Property Records

Henry County property record for 8978 E 1400th St, Cambridge, IL 61238

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1971
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Mar 2022)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-21-100-007`

Property Details

APN / Parcel Number

Primary APN	`18-21-100-007`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	40,075 sqft (0.92 acres)

Location & Zoning

Street Address	8978 E 1400TH ST
City	CAMBRIDGE
State	IL
Zip	61238-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.21A NW COR SEC 21 T15N R3E
Legal Range	03E
Legal Township	15N
Legal Section	21
Legal Block	100
Jurisdiction	HENRY IL
Township / Civil Division	CAMBRIDGE
Census Block Group	5
Census Block	5032
Census Tract	30202

Owner

Source: Henry County records · APN 18-21-100-007

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8978 E 1400TH ST, CAMBRIDGE, IL 61238-9383
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Jan 22, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 01, 2018	Deed of Trust, Mortgage · Line of Credit DEERE EMPS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20221708
Prior Transfer Date	Sep 19, 2014
Prior Transfer Doc	0000006238
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 23, 2022
Property Address	8978 E 1400TH ST, CAMBRIDGE, IL 61238-9383
Document Number	0000001708
Instrument Date	Mar 14, 2022
Instrument	20-2201708
Transaction Type	Transfer
Record Updated	Apr 04, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$103.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 E 1400TH ST, CAMBRIDGE, IL 61238-9383

Mortgage

Document Number	0000001709
Date	Mar 23, 2022
Instrument	20-2201709

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 05, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

Mortgage

Document Number	0000001710
Date	Mar 23, 2022
Instrument	20-2201710

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 05, 2037

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENRY IL
Recording Date	Jan 22, 2020
Property Address	8978 E 1400TH ST, CAMBRIDGE, IL 61238-9383
Document Number	0000000365
Instrument Date	Jan 15, 2020
Instrument	365
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 OAK DR COLONA IL 612419347, COLONA, IL 61241-9347

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	8978 E 1400TH ST, CAMBRIDGE, IL 61238-9383
Document Number	0000001240
Instrument Date	Mar 01, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 E 1400TH ST CAMBRIDGE IL 612389383, CAMBRIDGE, IL 61238-9383

Mortgage

Document Number	0000001240
Date	Mar 09, 2018
Instrument	1240

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61266-0339

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 08, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Cambridge Township
Unified School District	Cambridge Community Unit School District 227 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,944.00 (+7.68%) Homeowner's exemption	$43,132 (+4.7%) Land $2,977 Building $40,155	$129,396 (+4.7%) Land $8,931 Building $120,465
2024	$2,734.00 (-0.58%)	$41,195 (+10.23%) Land $2,843 Building $38,352	$123,585 (+10.23%) Land $8,529 Building $115,056
2022		$37,372 Land $2,579 Building $34,793	$112,116 Land $7,737 Building $104,379
2021	$2,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Cambridge TelCom Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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