8978 Blue Pool, Columbia, MD 21045 Property Records

Howard County property record for 8978 Blue Pool, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,668 sqft · built 1971
Lot Size	0.158 acres (6,866 sqft)
Owner	Individual Name on File
Tax Bill	$5,297 (2026)
Deeds & Mortgages	Sep 2026 Sale Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-108871`

Property Details

APN / Parcel Number

Primary APN	`16-108871`
Alternative APN	`108871`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,668 sqft Total Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,866 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	108871
Street Address	8978 BLUE POOL
City	COLUMBIA
State	MD
Zip	21045-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT M 23 S 1 AR 1 8978 BLUE POOL VIL LONGREACH
Legal Subdivision	VILLAGE LONG REACH
Legal Lot Number	M 23
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1019
Census Tract	606601

Owner

8978 Blue Pool is owned and occupied by an individual.

Source: Howard County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Distribution, Transfer THE TITLE SERVICES GROUP, THE TITLE COMPANY
Dec 15, 2021	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Sep 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
Nov 8, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
Dec 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMESIDE FINANCIAL LLC
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LOWER
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	HOWARD MD
Recording Date	Sep 16, 2026
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Document Number	2341000306
Book / Page	23410 / 306
Instrument Date	Sep 9, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211960447
Date	Dec 15, 2021
Book Page	21196/447

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183560410
Date	Sep 10, 2018
Book Page	18356/410

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184450037
Date	Nov 8, 2018
Book Page	18445/037

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184770242
Date	Dec 10, 2018
Book Page	18477/242

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Document Number	0194260301
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 BLUE POOL COLUMBIA MD 210452911, COLUMBIA, MD 21045-2911

Mortgage

Document Number	0194260301
Date	Jun 9, 2020
Book Page	019426/000301

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8978 BLUE POOL, COLUMBIA, MD 21045-2911
Document Number	0192520224
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8978 BLUE POOL COLUMBIA MD 210452911, COLUMBIA, MD 21045-2911

Mortgage

Document Number	0192520224
Date	Mar 25, 2020
Book Page	019252/000224

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8978 Blue Pool was $5,297 with a homeowner's exemption, up 6.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,297.00 (+6.49%) Homeowner's exemption	$433,800 (+8.93%) Land $223,300 Building $210,500	$433,800 (-) Land $223,300 Building $210,500
2025	$4,974.00 Homeowner's exemption	$398,233	$433,800 Land $223,300 Building $210,500
2023		$327,100 Land $168,300 Building $158,800	$327,100 Land $168,300 Building $158,800
2022	$3,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8978 Blue Pool in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Jul 2016 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8978 Blue Pool is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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